CT hrt w/3d image at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$2,451.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,451.56

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$171.61 with Superior Health Plan vs $2,451.56 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARPLUS $171.61 ↓ -93%
Superior Health Plan STARKids $171.61 ↓ -93%
Superior Health Plan CHIP $171.61 ↓ -93%
Superior Health Plan MCDSTAR $171.61 ↓ -93%
Superior Health Plan STARHealth $171.61 ↓ -93%
United STARPLUS $175.06 ↓ -93%
United STAR $175.06 ↓ -93%
Amerigroup MGMCD $175.06 ↓ -93%
Parkland Community Health Plan MCD $175.06 ↓ -93%
Amerigroup CHIP $175.06 ↓ -93%
United STARPerinate $175.06 ↓ -93%
United CHIP $175.06 ↓ -93%
United STARKids $175.06 ↓ -93%
Cigna Healthspring MGMCD $183.81 ↓ -93%
Aetna Better Health CHIP $189.06 ↓ -92%
Aetna Better Health MCD $189.06 ↓ -92%
Molina CHIP $192.57 ↓ -92%
Molina STAR+PLUS $192.57 ↓ -92%
Molina STARKIDS $192.57 ↓ -92%
Molina MCDSTAR $192.57 ↓ -92%
BCBS BluePremier $216.58 ↓ -91%
Humana MGMCD $218.82 ↓ -91%
BCBS MyBlueHealth $238.42 ↓ -90%
BCBS BlueAdvantageHMO $238.42 ↓ -90%
Cigna IFP $330.96 ↓ -87%
United SmallGroup $341.20 ↓ -86%
United NarrowNetworkIndivExchange $341.20 ↓ -86%
Cigna QHP $343.22 ↓ -86%
United AllPayerAppendix $401.74 ↓ -84%
United OptionsPPO $458.44 ↓ -81%
Aetna QHPHIX $584.00 ↓ -76%
Unicare CHIP $637.41 ↓ -74%
BCBS BlueEssentials $707.98 ↓ -71%
BCBS BlueEssentialsAccess $707.98 ↓ -71%
BCBS EPOSOA $742.56 ↓ -70%
BCBS PPO $777.14 ↓ -68%
Humana COMM $798.64 ↓ -67%
Aetna NewBusiness $800.00 ↓ -67%
Healthcare Highways CityofPlano $828.63 ↓ -66%
Aetna Meritain $856.00 ↓ -65%
Aetna COMM $856.00 ↓ -65%
Aetna OON $1,006.00 ↓ -59%
BCBS Traditional $1,088.49 ↓ -56%
Fidelis SecureCare MGMCR $1,103.20 ↓ -55%
National ChoiceCare WCOMP $1,225.78 ↓ -50%
Aetna ASA $1,291.97 ↓ -47%
Aetna WCOMP $1,348.36 ↓ -45%
PC Texas Partners WCOMP $1,348.36 ↓ -45%
Physicians Coop of TX MGMCR $1,348.36 ↓ -45%
Rockport Health Group WORKERSCOMP $1,348.36 ↓ -45%
Averde Health, Inc PPO $1,421.90 ↓ -42%
Value Options Behavioral Health COMM $1,470.94 ↓ -40%
Magellan BH Pinnacle $1,470.94 ↓ -40%
Magellan BH Summit $1,470.94 ↓ -40%
Humana BHCOMM $1,593.51 ↓ -35%
Mega Life MGMCRPPO $1,716.09 ↓ -30%
Coastal Comp Health Networks WCOMP $1,716.09 ↓ -30%
Aetna Coventry First Health COMM $1,782.28 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,838.67 ↓ -25%
Cigna Behavioral Health COMM $1,961.25 ↓ -20%
HealthSmart Preferred Care PPO $1,961.25 ↓ -20%
ComPsych Corporation COMM $1,961.25 ↓ -20%
USA Managed Care COMM $1,961.25 ↓ -20%
Galaxy Health Network PPO $2,083.83 ↓ -15%
Independent Medical Systems COMM $2,451.56 ↑ +0%
National Healthcare Solutions COMM $2,451.56 ↑ +0%
Unicare MCD $2,451.56 ↑ +0%

Visitor-reported prices

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CT hrt w/3d image at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,876.48 $175.06 – $2,345.59
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,876.48 $175.06 – $2,345.59
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,876.48 $175.06 – $2,345.59
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,111.03 $236.02 – $3,166.55
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,876.48 $175.06 – $2,345.59
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,876.48 $175.06 – $2,345.59
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,111.03 $187.31 – $3,166.55
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,111.03 $175.06 – $3,166.55

All Texas hospitals for this procedure →