Critical care each additional 30 minutes at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$5,940.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,940.19

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.83 with Humana vs $7,957.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana COMM $74.83 ↓ -99%
Cigna Healthspring MGMCD $800.00 ↓ -87%
Cigna IFP $801.93 ↓ -86%
Cigna QHP $831.63 ↓ -86%
United OptionsPPO $1,110.82 ↓ -81%
Healthcare Highways NarrowNetwork $1,455.35 ↓ -75%
Evry Health COMM $1,532.57 ↓ -74%
Unicare CHIP $1,544.45 ↓ -74%
Healthcare Highways CityofPlano $2,007.78 ↓ -66%
City of McKinney COMM $2,079.07 ↓ -65%
Curative Administrators COMM $2,376.08 ↓ -60%
Oscar HIX $2,433.00 ↓ -59%
BCBS Traditional $2,637.44 ↓ -56%
National ChoiceCare WCOMP $2,970.09 ↓ -50%
Aetna ASA $3,130.48 ↓ -47%
Aetna WCOMP $3,267.10 ↓ -45%
PC Texas Partners WCOMP $3,267.10 ↓ -45%
Physicians Coop of TX MGMCR $3,267.10 ↓ -45%
Rockport Health Group WORKERSCOMP $3,267.10 ↓ -45%
Averde Health, Inc PPO $3,445.31 ↓ -42%
United NarrowNetworkIndivExchange $3,448.00 ↓ -42%
Magellan BH Summit $3,564.11 ↓ -40%
Magellan BH Pinnacle $3,564.11 ↓ -40%
United SmallGroup $3,568.00 ↓ -40%
Humana BHCOMM $3,861.12 ↓ -35%
Aetna QHPHIX $3,959.00 ↓ -33%
Mega Life MGMCRPPO $4,158.13 ↓ -30%
Multiplan PHCS PrimaryNetwork $4,158.13 ↓ -30%
Coastal Comp Health Networks WCOMP $4,158.13 ↓ -30%
Aetna Coventry First Health COMM $4,318.52 ↓ -27%
BCBS BluePremier $4,400.00 ↓ -26%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $4,455.14 ↓ -25%
HealthSmart Preferred Care PPO $4,752.15 ↓ -20%
Cigna Behavioral Health COMM $4,752.15 ↓ -20%
USA Managed Care COMM $4,752.15 ↓ -20%
ComPsych Corporation COMM $4,752.15 ↓ -20%
United AllPayerAppendix $4,900.00 ↓ -18%
Galaxy Health Network PPO $5,049.16 ↓ -15%
Aetna NewBusiness $5,424.00 ↓ -9%
Cigna LocalPlus $5,630.00 ↓ -5%
Cigna NewBusiness $5,635.00 ↓ -5%
Aetna Meritain $5,796.00 ↓ -2%
Aetna COMM $5,796.00 ↓ -2%
National Healthcare Solutions COMM $5,940.19 ↑ +0%
Unicare MCD $5,940.19 ↑ +0%
Independent Medical Systems COMM $5,940.19 ↑ +0%
BCBS BlueAdvantageHMO $6,000.00 ↑ +1%
BCBS MyBlueHealth $6,000.00 ↑ +1%
Cigna HMO $6,290.00 ↑ +6%
Cigna NetworkBenefit $6,290.00 ↑ +6%
Cigna OpenAccessPlus $6,290.00 ↑ +6%
Aetna OON $6,819.00 ↑ +15%
BCBS BlueEssentialsAccess $7,000.00 ↑ +18%
BCBS BlueEssentials $7,000.00 ↑ +18%
BCBS EPOSOA $7,360.00 ↑ +24%
BCBS PPO $7,720.00 ↑ +30%
Cigna AllOther $7,957.00 ↑ +34%

Visitor-reported prices

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Critical care each additional 30 minutes at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $845.09 $239.44 – $3,000.00
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $845.09 $180.85 – $3,000.00
Adventhealth Rollins Brook Lampasas $1,597.43 $437.05 – $437.05
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $845.09 $239.44 – $3,000.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $686.86 $141.38 – $6,643.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,013.20 $202.64 – $7,280.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $845.09 $225.36 – $6,643.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $686.86 $220.48 – $10,880.00

All Texas hospitals for this procedure →