Crbrospnl fld flw imag cistern at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$9,760.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,760.86

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$314.09 with United vs $9,760.86 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $314.09 ↓ -97%
Amerigroup CHIP $314.09 ↓ -97%
Parkland Community Health Plan MCD $314.09 ↓ -97%
United STARPerinate $314.09 ↓ -97%
United STARPLUS $314.09 ↓ -97%
United STARKids $314.09 ↓ -97%
United STAR $314.09 ↓ -97%
Amerigroup MGMCD $314.09 ↓ -97%
Cigna Healthspring MGMCD $329.79 ↓ -97%
Aetna Better Health MCD $339.22 ↓ -97%
Aetna Better Health CHIP $339.22 ↓ -97%
Molina STAR+PLUS $345.50 ↓ -96%
Molina CHIP $345.50 ↓ -96%
Molina MCDSTAR $345.50 ↓ -96%
Molina STARKIDS $345.50 ↓ -96%
BCBS BluePremier $376.54 ↓ -96%
Humana MGMCD $392.61 ↓ -96%
BCBS MyBlueHealth $414.51 ↓ -96%
BCBS BlueAdvantageHMO $414.51 ↓ -96%
Aetna QHPHIX $484.45 ↓ -95%
United NarrowNetworkIndivExchange $611.66 ↓ -94%
United SmallGroup $611.66 ↓ -94%
Aetna NewBusiness $664.23 ↓ -93%
Superior Health Plan STARHealth $683.26 ↓ -93%
Superior Health Plan MCDSTAR $683.26 ↓ -93%
Superior Health Plan STARPLUS $683.26 ↓ -93%
Superior Health Plan STARKids $683.26 ↓ -93%
Superior Health Plan CHIP $683.26 ↓ -93%
Aetna COMM $711.54 ↓ -93%
Aetna Meritain $711.54 ↓ -93%
Aetna OON $834.55 ↓ -91%
United AllPayerAppendix $1,101.15 ↓ -89%
BCBS BlueEssentialsAccess $1,230.87 ↓ -87%
BCBS BlueEssentials $1,230.87 ↓ -87%
Humana COMM $1,276.75 ↓ -87%
BCBS EPOSOA $1,290.99 ↓ -87%
Cigna IFP $1,317.72 ↓ -86%
BCBS PPO $1,351.11 ↓ -86%
Cigna QHP $1,366.52 ↓ -86%
United OptionsPPO $1,825.28 ↓ -81%
Healthcare Highways NarrowNetwork $2,391.41 ↓ -76%
Evry Health COMM $2,518.30 ↓ -74%
Unicare CHIP $2,537.82 ↓ -74%
Healthcare Highways CityofPlano $3,299.17 ↓ -66%
City of McKinney COMM $3,416.30 ↓ -65%
Curative Administrators COMM $3,904.34 ↓ -60%
BCBS Traditional $4,333.82 ↓ -56%
Fidelis SecureCare MGMCR $4,392.39 ↓ -55%
National ChoiceCare WCOMP $4,880.43 ↓ -50%
Aetna ASA $5,143.97 ↓ -47%
PC Texas Partners WCOMP $5,368.47 ↓ -45%
Aetna WCOMP $5,368.47 ↓ -45%
Rockport Health Group WORKERSCOMP $5,368.47 ↓ -45%
Physicians Coop of TX MGMCR $5,368.47 ↓ -45%
Averde Health, Inc PPO $5,661.30 ↓ -42%
Magellan BH Pinnacle $5,856.52 ↓ -40%
Magellan BH Summit $5,856.52 ↓ -40%
Value Options Behavioral Health COMM $5,856.52 ↓ -40%
Humana BHCOMM $6,344.56 ↓ -35%
Multiplan PHCS PrimaryNetwork $6,832.60 ↓ -30%
Coastal Comp Health Networks WCOMP $6,832.60 ↓ -30%
Mega Life MGMCRPPO $6,832.60 ↓ -30%
Aetna Coventry First Health COMM $7,096.15 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $7,320.65 ↓ -25%
USA Managed Care COMM $7,808.69 ↓ -20%
ComPsych Corporation COMM $7,808.69 ↓ -20%
HealthSmart Preferred Care PPO $7,808.69 ↓ -20%
Cigna Behavioral Health COMM $7,808.69 ↓ -20%
Galaxy Health Network PPO $8,296.73 ↓ -15%
Independent Medical Systems COMM $9,760.86 ↑ +0%
National Healthcare Solutions COMM $9,760.86 ↑ +0%
Unicare MCD $9,760.86 ↑ +0%

Visitor-reported prices

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Crbrospnl fld flw imag cistern at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,609.18 $302.05 – $2,011.48
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,609.18 $302.05 – $2,011.48
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,609.18 $302.05 – $2,011.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,170.64 $240.96 – $1,755.95
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,653.39 $302.05 – $2,066.74
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,609.18 $302.05 – $2,011.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,170.64 $323.19 – $1,755.95
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,170.64 $302.05 – $1,755.95

All Texas hospitals for this procedure →