Contrast x-ray of brain at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.48 with United vs $1,815.89 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARKids $57.48
Parkland Community Health Plan MCD $57.48
Amerigroup MGMCD $57.48
Amerigroup CHIP $57.48
United CHIP $57.48
United STARPerinate $57.48
United STARPLUS $57.48
United STAR $57.48
Cigna Healthspring MGMCD $60.35
Aetna Better Health CHIP $62.08
Aetna Better Health MCD $62.08
Molina STAR+PLUS $63.23
Molina STARKIDS $63.23
Molina CHIP $63.23
Molina MCDSTAR $63.23
Aetna QHPHIX $69.58
Humana MGMCD $71.85
Aetna NewBusiness $95.40
Aetna Meritain $102.20
Aetna COMM $102.20
Aetna OON $119.86
Superior Health Plan STARKids $127.11
Superior Health Plan CHIP $127.11
Superior Health Plan STARHealth $127.11
Superior Health Plan MCDSTAR $127.11
Superior Health Plan STARPLUS $127.11
Cigna LocalPlus $170.47
Cigna NewBusiness $170.64
Cigna NetworkBenefit $190.40
Cigna OpenAccessPlus $190.40
Cigna HMO $190.40
Cigna AllOther $240.97
Cigna IFP $245.15
Cigna QHP $254.22
Humana COMM $255.44
United OptionsPPO $339.57
Healthcare Highways NarrowNetwork $444.89
BCBS BluePremier $454.40
Evry Health COMM $468.50
Unicare CHIP $472.13
BCBS MyBlueHealth $500.22
BCBS BlueAdvantageHMO $500.22
Healthcare Highways CityofPlano $613.77
United NarrowNetworkIndivExchange $616.10
United SmallGroup $616.10
City of McKinney COMM $635.56
Curative Administrators COMM $726.36
BCBS Traditional $806.26
Fidelis SecureCare MGMCR $817.15
United AllPayerAppendix $828.27
National ChoiceCare WCOMP $907.95
Aetna ASA $956.97
PC Texas Partners WCOMP $998.74
Aetna WCOMP $998.74
Rockport Health Group WORKERSCOMP $998.74
Physicians Coop of TX MGMCR $998.74
Averde Health, Inc PPO $1,053.22
Value Options Behavioral Health COMM $1,089.53
Magellan BH Pinnacle $1,089.53
Magellan BH Summit $1,089.53
Humana BHCOMM $1,180.33
Multiplan PHCS PrimaryNetwork $1,271.12
Coastal Comp Health Networks WCOMP $1,271.12
Mega Life MGMCRPPO $1,271.12
Aetna Coventry First Health COMM $1,320.15
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,361.92
ComPsych Corporation COMM $1,452.71
HealthSmart Preferred Care PPO $1,452.71
Cigna Behavioral Health COMM $1,452.71
USA Managed Care COMM $1,452.71
BCBS BlueEssentialsAccess $1,485.40
BCBS BlueEssentials $1,485.40
Galaxy Health Network PPO $1,543.51
BCBS EPOSOA $1,557.95
BCBS PPO $1,630.50
Unicare MCD $1,815.89
National Healthcare Solutions COMM $1,815.89
Independent Medical Systems COMM $1,815.89

Visitor-reported prices

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Contrast x-ray of brain at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,979.98 $407.55 – $2,969.96
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,078.98 $57.48 – $2,598.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,979.98 $61.50 – $2,969.96
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,979.98 $57.48 – $2,969.96
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,078.98 $57.48 – $3,118.46
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $1,979.98 $57.48 – $2,474.97
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $1,979.98 $57.48 – $2,969.96
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $2,078.98 $57.48 – $3,118.46

All Texas hospitals for this procedure →