Contrast x-ray of ankle at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$128.31 with United vs $2,005.20 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $128.31
United STARPerinate $128.31
Parkland Community Health Plan MCD $128.31
Amerigroup CHIP $128.31
United STARPLUS $128.31
United STARKids $128.31
United STAR $128.31
Amerigroup MGMCD $128.31
Cigna Healthspring MGMCD $134.73
Aetna Better Health MCD $138.57
Aetna Better Health CHIP $138.57
Superior Health Plan STARPLUS $140.36
Superior Health Plan MCDSTAR $140.36
Superior Health Plan CHIP $140.36
Superior Health Plan STARKids $140.36
Superior Health Plan STARHealth $140.36
Molina STAR+PLUS $141.14
Molina MCDSTAR $141.14
Molina CHIP $141.14
Molina STARKIDS $141.14
Humana MGMCD $160.39
Aetna QHPHIX $180.07
Aetna NewBusiness $246.89
Aetna Meritain $264.48
Aetna COMM $264.48
Cigna IFP $270.70
Cigna QHP $280.73
Aetna OON $310.20
Humana COMM $313.14
United OptionsPPO $374.97
Cigna LocalPlus $398.73
Cigna NewBusiness $399.13
Cigna OpenAccessPlus $445.36
Cigna NetworkBenefit $445.36
Cigna HMO $445.36
BCBS BluePremier $454.40
Healthcare Highways NarrowNetwork $491.27
BCBS MyBlueHealth $500.22
BCBS BlueAdvantageHMO $500.22
Evry Health COMM $517.34
Unicare CHIP $521.35
Cigna AllOther $563.65
United NarrowNetworkIndivExchange $616.10
United SmallGroup $616.10
Healthcare Highways CityofPlano $677.76
City of McKinney COMM $701.82
Curative Administrators COMM $802.08
United AllPayerAppendix $828.27
BCBS Traditional $890.31
Fidelis SecureCare MGMCR $902.34
National ChoiceCare WCOMP $1,002.60
Aetna ASA $1,056.74
PC Texas Partners WCOMP $1,102.86
Aetna WCOMP $1,102.86
Rockport Health Group WORKERSCOMP $1,102.86
Physicians Coop of TX MGMCR $1,102.86
Averde Health, Inc PPO $1,163.02
Value Options Behavioral Health COMM $1,203.12
Magellan BH Pinnacle $1,203.12
Magellan BH Summit $1,203.12
Humana BHCOMM $1,303.38
Multiplan PHCS PrimaryNetwork $1,403.64
Coastal Comp Health Networks WCOMP $1,403.64
Mega Life MGMCRPPO $1,403.64
Aetna Coventry First Health COMM $1,457.78
BCBS BlueEssentials $1,485.40
BCBS BlueEssentialsAccess $1,485.40
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,503.90
BCBS EPOSOA $1,557.95
Cigna Behavioral Health COMM $1,604.16
USA Managed Care COMM $1,604.16
HealthSmart Preferred Care PPO $1,604.16
ComPsych Corporation COMM $1,604.16
BCBS PPO $1,630.50
Galaxy Health Network PPO $1,704.42
Unicare MCD $2,005.20
National Healthcare Solutions COMM $2,005.20
Independent Medical Systems COMM $2,005.20

Visitor-reported prices

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Contrast x-ray of ankle at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $495.58 $128.31 – $952.69
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $495.58 $128.31 – $952.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $495.58 $128.31 – $952.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $923.65 $190.12 – $1,385.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $969.83 $128.31 – $1,212.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $495.58 $128.31 – $952.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $923.65 $137.29 – $1,385.48
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $923.65 $128.31 – $1,385.48

All Texas hospitals for this procedure →