Consultation pathology during surgery frozen section first tissue block at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$517.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$517.54

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.23 with Superior Health Plan vs $517.54 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $36.23 ↓ -93%
Superior Health Plan CHIP $36.23 ↓ -93%
Superior Health Plan STARKids $36.23 ↓ -93%
Superior Health Plan STARPLUS $36.23 ↓ -93%
Superior Health Plan MCDSTAR $36.23 ↓ -93%
Aetna QHPHIX $53.98 ↓ -90%
Cigna IFP $69.87 ↓ -86%
Cigna QHP $72.46 ↓ -86%
Aetna NewBusiness $74.34 ↓ -86%
Aetna COMM $79.18 ↓ -85%
Aetna Meritain $79.18 ↓ -85%
Aetna OON $93.18 ↓ -82%
United OptionsPPO $96.78 ↓ -81%
Oscar HIX $107.65 ↓ -79%
Healthcare Highways NarrowNetwork $126.80 ↓ -75%
Evry Health COMM $133.53 ↓ -74%
Unicare CHIP $134.56 ↓ -74%
United AllPayerAppendix $149.16 ↓ -71%
United NarrowNetworkIndivExchange $149.16 ↓ -71%
United SmallGroup $149.16 ↓ -71%
Cigna LocalPlus $158.55 ↓ -69%
Cigna NewBusiness $158.71 ↓ -69%
Healthcare Highways CityofPlano $174.93 ↓ -66%
Cigna HMO $177.09 ↓ -66%
Cigna OpenAccessPlus $177.09 ↓ -66%
Cigna NetworkBenefit $177.09 ↓ -66%
City of McKinney COMM $181.14 ↓ -65%
BCBS BluePremier $222.43 ↓ -57%
Cigna AllOther $224.14 ↓ -57%
BCBS Traditional $229.79 ↓ -56%
Fidelis SecureCare MGMCR $232.89 ↓ -55%
BCBS MyBlueHealth $251.13 ↓ -51%
BCBS BlueAdvantageHMO $251.13 ↓ -51%
National ChoiceCare WCOMP $258.77 ↓ -50%
Aetna ASA $272.74 ↓ -47%
Humana COMM $279.13 ↓ -46%
Rockport Health Group WORKERSCOMP $284.65 ↓ -45%
Physicians Coop of TX MGMCR $284.65 ↓ -45%
PC Texas Partners WCOMP $284.65 ↓ -45%
Aetna WCOMP $284.65 ↓ -45%
Averde Health, Inc PPO $300.17 ↓ -42%
Value Options Behavioral Health COMM $310.52 ↓ -40%
Magellan BH Pinnacle $310.52 ↓ -40%
Magellan BH Summit $310.52 ↓ -40%
Humana BHCOMM $336.40 ↓ -35%
BCBS BlueEssentialsAccess $354.45 ↓ -32%
BCBS BlueEssentials $354.45 ↓ -32%
Mega Life MGMCRPPO $362.28 ↓ -30%
Coastal Comp Health Networks WCOMP $362.28 ↓ -30%
Multiplan PHCS PrimaryNetwork $362.28 ↓ -30%
BCBS EPOSOA $371.66 ↓ -28%
Aetna Coventry First Health COMM $376.25 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $388.15 ↓ -25%
BCBS PPO $388.88 ↓ -25%
Cigna Behavioral Health COMM $414.03 ↓ -20%
HealthSmart Preferred Care PPO $414.03 ↓ -20%
USA Managed Care COMM $414.03 ↓ -20%
ComPsych Corporation COMM $414.03 ↓ -20%
Galaxy Health Network PPO $439.91 ↓ -15%
Unicare MCD $517.54 ↑ +0%
Independent Medical Systems COMM $517.54 ↑ +0%
National Healthcare Solutions COMM $517.54 ↑ +0%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $297.87 $35.00 – $423.12
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $297.87 $35.00 – $423.12
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $297.87 $35.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $282.52 $36.00 – $423.77
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $210.80 $36.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $297.87 $35.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $282.52 $36.00 – $423.77
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $282.52 $26.00 – $423.77

All Texas hospitals for this procedure →