Cllr miami j sm at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.88 with Superior Health Plan vs $1,783.42 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $12.88
Superior Health Plan MCDSTAR $12.88
Superior Health Plan STARPLUS $12.88
Superior Health Plan STARKids $12.88
Superior Health Plan CHIP $12.88
Cigna IFP $24.84
Cigna QHP $25.76
United OptionsPPO $34.41
BCBS BlueAdvantageHMO $45.45
BCBS MyBlueHealth $45.45
Unicare CHIP $47.84
Cigna NewBusiness $48.58
Cigna LocalPlus $48.58
Cigna HMO $54.28
Cigna OpenAccessPlus $54.28
Cigna NetworkBenefit $54.28
BCBS BlueEssentials $58.70
BCBS BlueEssentialsAccess $58.70
BCBS EPOSOA $61.64
Healthcare Highways CityofPlano $62.19
BCBS PPO $64.40
City of McKinney COMM $64.40
Cigna AllOther $68.63
BCBS Traditional $81.70
National ChoiceCare WCOMP $92.00
Aetna ASA $96.97
Rockport Health Group WORKERSCOMP $101.20
PC Texas Partners WCOMP $101.20
Aetna WCOMP $101.20
Physicians Coop of TX MGMCR $101.20
Averde Health, Inc PPO $106.72
Magellan BH Summit $110.40
Magellan BH Pinnacle $110.40
Value Options Behavioral Health COMM $110.40
Humana BHCOMM $119.60
Mega Life MGMCRPPO $128.80
Aetna Coventry First Health COMM $133.77
LEWISVILLE ISD/DLS CONSULTING COMMPPO $138.00
ComPsych Corporation COMM $147.20
Cigna Behavioral Health COMM $147.20
HealthSmart Preferred Care PPO $147.20
USA Managed Care COMM $147.20
Galaxy Health Network PPO $156.40
Unicare MCD $184.00
Independent Medical Systems COMM $184.00
National Healthcare Solutions COMM $184.00
Humana Tricare $306.20
BCBS MGMCRHMO $309.48
BCBS MCRPPO $309.48
WellMed MGMCR $314.09
Amerigroup DualEligible $315.67
Devoted Health SNP $315.67
Devoted Health HMO $315.67
Devoted Health POS $315.67
Devoted Health MCR $315.67
Devoted Health MME $315.67
Humana MGMCR $315.67
Devoted Health PPO $315.67
Mutual of Omaha MGMCR $315.67
TriWest Veterans FEDERAL $315.67
United MGMCR $317.25
Aetna MCR $318.35
Care N Care MGMCR $318.83
Cigna Healthspring MGMCR $321.98
WellCare MGMCR $325.14
Integranet MGMCR $325.14
Superior Health Plan MGMCRDualEligible $331.45
Superior Health Plan MGMCRPFFS $331.45
Superior Health Plan MGMCRPOS $331.45
Superior Health Plan MGMCRPPO $331.45
Superior Health Plan MGMCRHMO $331.45
American Health Plan of Texas, Inc. MGMCR $331.45
ProCare Advantge MCR $331.45
Superior Health Plan MGMCRSNP $331.45
Provider Partners Health Plan MCR $334.61
Texas Independent Health Plan MGMCR $334.61
Molina MMP $344.08
Cenpatico BHMGMCR $344.08
Molina MME $344.08
Molina MCR $344.08
Imperial Insurance Company MCR $347.24
Universal Healthcare Group MCR $378.80
Verda Health Plan MGMCR $410.37
Bravo Health MCRPPO $473.50
Bravo Health MCRHMO $473.50
Bravo Health MCRPOS $473.50
Bravo Health MCRSNP $473.50
Bravo Health MCRPFFS $473.50
Superior ValueHMO $565.05
USA Managed Care WORKERSCOMP $599.77
Corvel Corporation WORKERSCOMP $625.03
Superior EPO $707.10
Superior HMO $707.10
Molina Healthcare HIX $827.06
Humana COMM $1,783.42

Visitor-reported prices

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Cllr miami j sm at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $648.79 $14.65 – $919.12
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $648.79 $11.07 – $919.12
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $648.79 $14.65 – $919.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $240.60 $21.75 – $158.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $240.60 $21.14 – $140.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $648.79 $13.79 – $919.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $240.60 $33.92 – $158.53
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $240.60 $54.60 – $158.53

All Texas hospitals for this procedure →