Chest X-ray at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.75 with United vs $972.31 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $33.75
United CHIP $33.75
Amerigroup CHIP $33.75
Parkland Community Health Plan MCD $33.75
United STAR $33.75
United STARKids $33.75
United STARPLUS $33.75
Amerigroup MGMCD $33.75
Cigna Healthspring MGMCD $35.44
Aetna Better Health MCD $36.45
Aetna Better Health CHIP $36.45
Molina MCDSTAR $37.13
Molina CHIP $37.13
Molina STAR+PLUS $37.13
Molina STARKIDS $37.13
Aetna QHPHIX $38.63
Humana MGMCD $42.19
Aetna NewBusiness $52.97
Aetna COMM $56.74
Aetna Meritain $56.74
Aetna OON $66.55
Superior Health Plan STARPLUS $68.06
Superior Health Plan CHIP $68.06
Superior Health Plan STARKids $68.06
Superior Health Plan MCDSTAR $68.06
Superior Health Plan STARHealth $68.06
Humana COMM $78.12
United NarrowNetworkIndivExchange $83.86
United SmallGroup $83.86
Cigna LocalPlus $90.13
Cigna NewBusiness $90.22
BCBS BluePremier $94.97
Cigna OpenAccessPlus $100.67
Cigna HMO $100.67
Cigna NetworkBenefit $100.67
BCBS MyBlueHealth $104.55
BCBS BlueAdvantageHMO $104.55
Cigna AllOther $127.40
Cigna IFP $131.26
Cigna QHP $136.12
United OptionsPPO $181.82
United AllPayerAppendix $182.03
Healthcare Highways NarrowNetwork $238.22
Evry Health COMM $250.86
Unicare CHIP $252.80
BCBS BlueEssentials $310.46
BCBS BlueEssentialsAccess $310.46
BCBS EPOSOA $325.62
Healthcare Highways CityofPlano $328.64
City of McKinney COMM $340.31
BCBS PPO $340.79
Curative Administrators COMM $388.92
BCBS Traditional $431.71
Fidelis SecureCare MGMCR $437.54
National ChoiceCare WCOMP $486.15
Aetna ASA $512.41
PC Texas Partners WCOMP $534.77
Aetna WCOMP $534.77
Rockport Health Group WORKERSCOMP $534.77
Physicians Coop of TX MGMCR $534.77
Averde Health, Inc PPO $563.94
Value Options Behavioral Health COMM $583.39
Magellan BH Pinnacle $583.39
Magellan BH Summit $583.39
Humana BHCOMM $632.00
Multiplan PHCS PrimaryNetwork $680.62
Mega Life MGMCRPPO $680.62
Coastal Comp Health Networks WCOMP $680.62
Aetna Coventry First Health COMM $706.87
LEWISVILLE ISD/DLS CONSULTING COMMPPO $729.23
Cigna Behavioral Health COMM $777.85
HealthSmart Preferred Care PPO $777.85
USA Managed Care COMM $777.85
ComPsych Corporation COMM $777.85
Galaxy Health Network PPO $826.46
Unicare MCD $972.31
National Healthcare Solutions COMM $972.31
Independent Medical Systems COMM $972.31

Visitor-reported prices

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Chest X-ray at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $393.82 $33.75 – $492.28
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $393.82 $33.75 – $492.28
Adventhealth Rollins Brook Lampasas $923.84 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $393.82 $33.75 – $492.28
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $341.32 $70.25 – $511.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $412.77 $33.75 – $515.96
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $393.82 $33.75 – $492.28
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $341.32 $36.11 – $511.97

All Texas hospitals for this procedure →