Cerebrospinal fld flw imag at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$300.39 with Parkland Community Health Plan vs $1,320.37 with BCBS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Parkland Community Health Plan MCD $300.39
United CHIP $300.39
United STAR $300.39
United STARKids $300.39
United STARPLUS $300.39
United STARPerinate $300.39
Amerigroup CHIP $300.39
Amerigroup MGMCD $300.39
Cigna Healthspring MGMCD $315.41
Aetna Better Health MCD $324.42
Aetna Better Health CHIP $324.42
Molina STAR+PLUS $330.43
Molina MCDSTAR $330.43
Molina CHIP $330.43
Molina STARKIDS $330.43
BCBS BluePremier $367.97
Humana MGMCD $375.49
BCBS MyBlueHealth $405.08
BCBS BlueAdvantageHMO $405.08
Aetna QHPHIX $470.37
United SmallGroup $611.66
United NarrowNetworkIndivExchange $611.66
Aetna NewBusiness $644.93
Aetna Meritain $690.86
Aetna COMM $690.86
Aetna OON $810.29
United AllPayerAppendix $1,101.15
BCBS BlueEssentialsAccess $1,202.87
BCBS BlueEssentials $1,202.87
Humana COMM $1,245.41
BCBS EPOSOA $1,261.62
BCBS PPO $1,320.37

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cerebrospinal fld flw imag at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $895.95 $290.70 – $1,338.97
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $895.95 $290.70 – $1,338.97
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $895.95 $290.70 – $1,338.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $907.45 $186.78 – $1,361.17
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $952.82 $290.70 – $1,338.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $895.95 $290.70 – $1,338.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $907.45 $311.05 – $1,361.17
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $907.45 $290.70 – $1,361.17

All Texas hospitals for this procedure →