Cardiac rehabilitation op phase 2 w/continous ecg monitoring at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$465.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$465.57

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.59 with Superior Health Plan vs $465.57 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $32.59 ↓ -93%
Superior Health Plan CHIP $32.59 ↓ -93%
Superior Health Plan STARKids $32.59 ↓ -93%
Superior Health Plan STARPLUS $32.59 ↓ -93%
Superior Health Plan MCDSTAR $32.59 ↓ -93%
BCBS BluePremier $34.03 ↓ -93%
BCBS MyBlueHealth $39.66 ↓ -91%
BCBS BlueAdvantageHMO $39.66 ↓ -91%
Cigna IFP $62.85 ↓ -87%
Aetna QHPHIX $62.85 ↓ -87%
Cigna QHP $65.18 ↓ -86%
BCBS BlueEssentialsAccess $70.23 ↓ -85%
BCBS BlueEssentials $70.23 ↓ -85%
BCBS EPOSOA $73.69 ↓ -84%
Humana COMM $74.90 ↓ -84%
BCBS PPO $77.15 ↓ -83%
United OptionsPPO $87.06 ↓ -81%
Aetna NewBusiness $92.65 ↓ -80%
Oscar HIX $96.84 ↓ -79%
Aetna Meritain $99.17 ↓ -79%
Aetna COMM $99.17 ↓ -79%
Healthcare Highways NarrowNetwork $114.06 ↓ -76%
Aetna OON $116.86 ↓ -75%
Evry Health COMM $120.12 ↓ -74%
Unicare CHIP $121.05 ↓ -74%
Cigna NewBusiness $122.91 ↓ -74%
Cigna LocalPlus $122.91 ↓ -74%
Cigna NetworkBenefit $137.34 ↓ -71%
Cigna OpenAccessPlus $137.34 ↓ -71%
Cigna HMO $137.34 ↓ -71%
Healthcare Highways CityofPlano $157.36 ↓ -66%
City of McKinney COMM $162.95 ↓ -65%
Cigna AllOther $173.66 ↓ -63%
Curative Administrators COMM $186.23 ↓ -60%
BCBS Traditional $206.71 ↓ -56%
Fidelis SecureCare MGMCR $209.51 ↓ -55%
National ChoiceCare WCOMP $232.78 ↓ -50%
Aetna ASA $245.36 ↓ -47%
Aetna WCOMP $256.06 ↓ -45%
Rockport Health Group WORKERSCOMP $256.06 ↓ -45%
Physicians Coop of TX MGMCR $256.06 ↓ -45%
PC Texas Partners WCOMP $256.06 ↓ -45%
Averde Health, Inc PPO $270.03 ↓ -42%
Value Options Behavioral Health COMM $279.34 ↓ -40%
Magellan BH Pinnacle $279.34 ↓ -40%
Magellan BH Summit $279.34 ↓ -40%
Humana BHCOMM $302.62 ↓ -35%
Coastal Comp Health Networks WCOMP $325.90 ↓ -30%
Mega Life MGMCRPPO $325.90 ↓ -30%
Multiplan PHCS PrimaryNetwork $325.90 ↓ -30%
Aetna Coventry First Health COMM $338.47 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $349.18 ↓ -25%
ComPsych Corporation COMM $372.46 ↓ -20%
USA Managed Care COMM $372.46 ↓ -20%
Cigna Behavioral Health COMM $372.46 ↓ -20%
HealthSmart Preferred Care PPO $372.46 ↓ -20%
Galaxy Health Network PPO $395.73 ↓ -15%
Independent Medical Systems COMM $465.57 ↑ +0%
National Healthcare Solutions COMM $465.57 ↑ +0%
Unicare MCD $465.57 ↑ +0%

Visitor-reported prices

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Cardiac rehabilitation op phase 2 w/continous ecg monitoring at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $258.10 $44.27 – $327.34
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $258.10 $44.27 – $327.34
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $258.10 $44.27 – $327.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $324.16 $43.55 – $486.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $346.18 $43.55 – $432.73
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $258.10 $33.74 – $327.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $324.16 $53.21 – $486.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $324.16 $167.48 – $486.23

All Texas hospitals for this procedure →