Bundle his recording at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$4,785.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,785.34
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$646.02 with Aetna vs $43,890.00 with Curative Administrators — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | QHPHIX | $646.02 | ↓ -87% |
| Cigna | IFP | $646.02 | ↓ -87% |
| Cigna | QHP | $669.95 | ↓ -86% |
| United | OptionsPPO | $894.86 | ↓ -81% |
| Aetna | NewBusiness | $952.28 | ↓ -80% |
| Aetna | Meritain | $1,019.28 | ↓ -79% |
| Aetna | COMM | $1,019.28 | ↓ -79% |
| BCBS | BlueAdvantageHMO | $1,181.98 | ↓ -75% |
| BCBS | MyBlueHealth | $1,181.98 | ↓ -75% |
| Aetna | OON | $1,201.12 | ↓ -75% |
| Unicare | CHIP | $1,244.19 | ↓ -74% |
| Cigna | NewBusiness | $1,263.33 | ↓ -74% |
| Cigna | LocalPlus | $1,263.33 | ↓ -74% |
| Cigna | NetworkBenefit | $1,411.68 | ↓ -70% |
| Cigna | HMO | $1,411.68 | ↓ -70% |
| Cigna | OpenAccessPlus | $1,411.68 | ↓ -70% |
| BCBS | BlueEssentialsAccess | $1,526.52 | ↓ -68% |
| BCBS | BlueEssentials | $1,526.52 | ↓ -68% |
| BCBS | EPOSOA | $1,603.09 | ↓ -66% |
| Healthcare Highways | CityofPlano | $1,617.44 | ↓ -66% |
| City of McKinney | COMM | $1,674.87 | ↓ -65% |
| BCBS | PPO | $1,674.87 | ↓ -65% |
| Cigna | AllOther | $1,784.93 | ↓ -63% |
| BCBS | Traditional | $2,124.69 | ↓ -56% |
| National ChoiceCare | WCOMP | $2,392.67 | ↓ -50% |
| Aetna | ASA | $2,521.87 | ↓ -47% |
| Physicians Coop of TX | MGMCR | $2,631.94 | ↓ -45% |
| Rockport Health Group | WORKERSCOMP | $2,631.94 | ↓ -45% |
| Aetna | WCOMP | $2,631.94 | ↓ -45% |
| PC Texas Partners | WCOMP | $2,631.94 | ↓ -45% |
| Averde Health, Inc | PPO | $2,775.50 | ↓ -42% |
| Value Options Behavioral Health | COMM | $2,871.20 | ↓ -40% |
| Magellan BH | Pinnacle | $2,871.20 | ↓ -40% |
| Magellan BH | Summit | $2,871.20 | ↓ -40% |
| Humana | BHCOMM | $3,110.47 | ↓ -35% |
| Mega Life | MGMCRPPO | $3,349.74 | ↓ -30% |
| Coastal Comp Health Networks | WCOMP | $3,349.74 | ↓ -30% |
| Multiplan PHCS | PrimaryNetwork | $3,349.74 | ↓ -30% |
| Aetna Coventry First Health | COMM | $3,478.94 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $3,589.01 | ↓ -25% |
| USA Managed Care | COMM | $3,828.27 | ↓ -20% |
| HealthSmart Preferred Care | PPO | $3,828.27 | ↓ -20% |
| Cigna Behavioral Health | COMM | $3,828.27 | ↓ -20% |
| ComPsych Corporation | COMM | $3,828.27 | ↓ -20% |
| Galaxy Health Network | PPO | $4,067.54 | ↓ -15% |
| Unicare | MCD | $4,785.34 | ↑ +0% |
| Independent Medical Systems | COMM | $4,785.34 | ↑ +0% |
| National Healthcare Solutions | COMM | $4,785.34 | ↑ +0% |
| Superior Health Plan | STARKids | $5,591.00 | ↑ +17% |
| Superior Health Plan | MCDSTAR | $5,591.00 | ↑ +17% |
| Superior Health Plan | STARPLUS | $5,591.00 | ↑ +17% |
| Superior Health Plan | STARHealth | $5,591.00 | ↑ +17% |
| Superior Health Plan | CHIP | $5,591.00 | ↑ +17% |
| Fidelis SecureCare | MGMCR | $8,300.00 | ↑ +73% |
| BCBS | BluePremier | $17,480.56 | ↑ +265% |
| United | NarrowNetworkIndivExchange | $25,253.00 | ↑ +428% |
| United | SmallGroup | $25,454.00 | ↑ +432% |
| Humana | COMM | $27,514.00 | ↑ +475% |
| Healthcare Highways | NarrowNetwork | $27,837.00 | ↑ +482% |
| Oscar | HIX | $29,429.00 | ↑ +515% |
| Evry Health | COMM | $29,597.00 | ↑ +518% |
| United | AllPayerAppendix | $33,939.00 | ↑ +609% |
| Curative Administrators | COMM | $43,890.00 | ↑ +817% |
Visitor-reported prices
Comments
Bundle his recording at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $5,557.78 | $1,574.70 – $18,500.61 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $5,557.78 | $1,189.37 – $18,500.61 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $5,557.78 | $1,574.70 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $3,958.33 | $814.76 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $4,251.46 | $850.29 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $5,557.78 | $1,482.08 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $3,958.33 | $1,270.62 – $18,500.61 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $3,958.33 | $2,045.14 – $18,500.61 |