Brain MRI (without contrast) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$202.15 with United vs $10,417.00 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $202.15
United CHIP $202.15
Amerigroup MGMCD $202.15
Amerigroup CHIP $202.15
United STAR $202.15
United STARKids $202.15
United STARPLUS $202.15
Parkland Community Health Plan MCD $202.15
Cigna Healthspring MGMCD $212.26
Aetna Better Health MCD $218.32
Aetna Better Health CHIP $218.32
Molina STARKIDS $222.37
Molina STAR+PLUS $222.37
Molina MCDSTAR $222.37
Molina CHIP $222.37
Humana MGMCD $252.69
BCBS BlueAdvantageHMO $293.63
BCBS MyBlueHealth $293.63
United SmallGroup $313.62
United NarrowNetworkIndivExchange $313.62
BCBS BluePremier $323.93
Imaging Providers of Texas HMOBlue $450.00
United AllPayerAppendix $517.79
Humana COMM $630.76
Superior Health Plan MCDSTAR $729.19
Superior Health Plan CHIP $729.19
Superior Health Plan STARKids $729.19
Superior Health Plan STARPLUS $729.19
Superior Health Plan STARHealth $729.19
Aetna QHPHIX $761.00
BCBS BlueEssentialsAccess $906.53
BCBS BlueEssentials $906.53
BCBS EPOSOA $950.80
BCBS PPO $995.08
Aetna NewBusiness $1,045.00
Aetna Meritain $1,117.00
Aetna COMM $1,117.00
Aetna OON $1,314.00
Cigna IFP $1,406.30
Cigna QHP $1,458.38
United OptionsPPO $1,947.98
Unicare CHIP $2,708.42
Healthcare Highways CityofPlano $3,520.95
BCBS Traditional $4,625.15
Fidelis SecureCare MGMCR $4,687.65
National ChoiceCare WCOMP $5,208.50
Aetna ASA $5,489.76
Rockport Health Group WORKERSCOMP $5,729.35
PC Texas Partners WCOMP $5,729.35
Physicians Coop of TX MGMCR $5,729.35
Aetna WCOMP $5,729.35
Averde Health, Inc PPO $6,041.86
Value Options Behavioral Health COMM $6,250.20
Magellan BH Pinnacle $6,250.20
Magellan BH Summit $6,250.20
Humana BHCOMM $6,771.05
Coastal Comp Health Networks WCOMP $7,291.90
Mega Life MGMCRPPO $7,291.90
Aetna Coventry First Health COMM $7,573.16
LEWISVILLE ISD/DLS CONSULTING COMMPPO $7,812.75
HealthSmart Preferred Care PPO $8,333.60
Cigna Behavioral Health COMM $8,333.60
USA Managed Care COMM $8,333.60
Galaxy Health Network PPO $8,854.45
Unicare MCD $10,417.00
National Healthcare Solutions COMM $10,417.00
Independent Medical Systems COMM $10,417.00

Visitor-reported prices

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Brain MRI (without contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $2,189.86 $202.15 – $2,737.32
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $2,189.86 $202.15 – $2,737.32
Adventhealth Rollins Brook Lampasas $4,391.63 $1,085.97 – $1,085.97
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,189.86 $202.15 – $2,737.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,260.29 $314.76 – $3,390.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,556.77 $202.15 – $3,195.96
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,189.86 $202.15 – $2,737.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,260.29 $216.30 – $3,390.43

All Texas hospitals for this procedure →