Bone marrow interpretation at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$905.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$905.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.05 with Aetna vs $1,702.42 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna QHPHIX $62.05 ↓ -93%
Superior Health Plan STARPLUS $63.40 ↓ -93%
Superior Health Plan STARHealth $63.40 ↓ -93%
Superior Health Plan MCDSTAR $63.40 ↓ -93%
Superior Health Plan CHIP $63.40 ↓ -93%
Superior Health Plan STARKids $63.40 ↓ -93%
Aetna NewBusiness $85.47 ↓ -91%
Aetna COMM $91.03 ↓ -90%
Aetna Meritain $91.03 ↓ -90%
Aetna OON $107.13 ↓ -88%
Cigna IFP $122.27 ↓ -86%
Cigna LocalPlus $124.58 ↓ -86%
Cigna NewBusiness $124.71 ↓ -86%
Cigna QHP $126.80 ↓ -86%
Cigna OpenAccessPlus $139.15 ↓ -85%
Cigna NetworkBenefit $139.15 ↓ -85%
Cigna HMO $139.15 ↓ -85%
United OptionsPPO $169.37 ↓ -81%
Cigna AllOther $176.11 ↓ -81%
Oscar HIX $188.39 ↓ -79%
Healthcare Highways NarrowNetwork $221.90 ↓ -75%
Evry Health COMM $233.67 ↓ -74%
Unicare CHIP $235.48 ↓ -74%
Healthcare Highways CityofPlano $306.13 ↓ -66%
City of McKinney COMM $317.00 ↓ -65%
BCBS Traditional $402.13 ↓ -56%
Fidelis SecureCare MGMCR $407.56 ↓ -55%
National ChoiceCare WCOMP $452.85 ↓ -50%
Aetna ASA $477.30 ↓ -47%
Rockport Health Group WORKERSCOMP $498.13 ↓ -45%
PC Texas Partners WCOMP $498.13 ↓ -45%
Physicians Coop of TX MGMCR $498.13 ↓ -45%
Aetna WCOMP $498.13 ↓ -45%
Averde Health, Inc PPO $525.31 ↓ -42%
Value Options Behavioral Health COMM $543.42 ↓ -40%
Magellan BH Pinnacle $543.42 ↓ -40%
Magellan BH Summit $543.42 ↓ -40%
Humana BHCOMM $588.71 ↓ -35%
Coastal Comp Health Networks WCOMP $633.99 ↓ -30%
Multiplan PHCS PrimaryNetwork $633.99 ↓ -30%
Mega Life MGMCRPPO $633.99 ↓ -30%
United AllPayerAppendix $656.15 ↓ -28%
United SmallGroup $656.15 ↓ -28%
United NarrowNetworkIndivExchange $656.15 ↓ -28%
Aetna Coventry First Health COMM $658.44 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $679.27 ↓ -25%
ComPsych Corporation COMM $724.56 ↓ -20%
HealthSmart Preferred Care PPO $724.56 ↓ -20%
USA Managed Care COMM $724.56 ↓ -20%
Cigna Behavioral Health COMM $724.56 ↓ -20%
Galaxy Health Network PPO $769.85 ↓ -15%
Humana COMM $806.61 ↓ -11%
Unicare MCD $905.70 ↑ +0%
Independent Medical Systems COMM $905.70 ↑ +0%
National Healthcare Solutions COMM $905.70 ↑ +0%
BCBS BluePremier $973.71 ↑ +8%
BCBS BlueAdvantageHMO $1,099.35 ↑ +21%
BCBS MyBlueHealth $1,099.35 ↑ +21%
BCBS BlueEssentials $1,551.65 ↑ +71%
BCBS BlueEssentialsAccess $1,551.65 ↑ +71%
BCBS EPOSOA $1,627.04 ↑ +80%
BCBS PPO $1,702.42 ↑ +88%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Bone marrow interpretation at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $542.03 $10.00 – $2,130.15
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $542.03 $10.00 – $2,130.15
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $542.03 $10.00 – $2,130.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $542.03 $12.00 – $2,130.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $542.03 $12.00 – $2,130.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $542.03 $10.00 – $2,130.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $542.03 $12.00 – $2,130.15
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $542.03 $8.00 – $2,130.15

All Texas hospitals for this procedure →