Bone marrow biopsyneedle/trocar 38221 at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.79 with United vs $5,469.93 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $95.79
Parkland Community Health Plan MCD $95.79
United STARPerinate $95.79
United STARPLUS $95.79
United STARKids $95.79
United CHIP $95.79
Cigna Healthspring MGMCD $100.58
Amerigroup CHIP $100.58
Amerigroup MGMCD $100.58
Molina STAR+PLUS $105.37
Molina MCDSTAR $105.37
Molina CHIP $105.37
Molina STARKIDS $105.37
Aetna Better Health MCD $114.95
Aetna Better Health CHIP $114.95
Humana MGMCD $119.74
BCBS BluePremier $148.80
BCBS BlueAdvantageHMO $484.44
BCBS MyBlueHealth $484.44
Humana COMM $565.21
BCBS BlueEssentialsAccess $623.17
BCBS BlueEssentials $623.17
BCBS EPOSOA $654.50
BCBS PPO $684.71
Cigna IFP $738.44
Cigna QHP $765.79
Superior Health Plan CHIP $948.00
Superior Health Plan STARHealth $948.00
Superior Health Plan STARPLUS $948.00
Superior Health Plan MCDSTAR $948.00
Superior Health Plan STARKids $948.00
United OptionsPPO $1,022.88
Healthcare Highways NarrowNetwork $1,266.00
Evry Health COMM $1,346.00
Unicare CHIP $1,422.18
United NarrowNetworkIndivExchange $1,562.00
WellMed MGMCR $1,667.42
United SmallGroup $1,676.00
Healthcare Highways CityofPlano $1,848.84
City of McKinney COMM $1,914.48
Fidelis SecureCare MGMCR $1,995.00
Curative Administrators COMM $2,012.00
United AllPayerAppendix $2,300.00
BCBS Traditional $2,428.65
Aetna QHPHIX $2,513.00
Cigna LocalPlus $2,514.00
Cigna NewBusiness $2,515.00
National ChoiceCare WCOMP $2,734.97
Cigna HMO $2,808.00
Cigna OpenAccessPlus $2,808.00
Cigna NetworkBenefit $2,808.00
Aetna ASA $2,882.65
Rockport Health Group WORKERSCOMP $3,008.46
Physicians Coop of TX MGMCR $3,008.46
PC Texas Partners WCOMP $3,008.46
Aetna WCOMP $3,008.46
Averde Health, Inc PPO $3,172.56
Magellan BH Pinnacle $3,281.96
Value Options Behavioral Health COMM $3,281.96
Magellan BH Summit $3,281.96
Oscar HIX $3,293.00
Aetna NewBusiness $3,445.00
Cigna AllOther $3,553.00
Humana BHCOMM $3,555.45
Aetna COMM $3,682.00
Aetna Meritain $3,682.00
Mega Life MGMCRPPO $3,828.95
Multiplan PHCS PrimaryNetwork $3,828.95
Coastal Comp Health Networks WCOMP $3,828.95
Aetna Coventry First Health COMM $3,976.64
LEWISVILLE ISD/DLS CONSULTING COMMPPO $4,102.45
Aetna OON $4,332.00
Cigna Behavioral Health COMM $4,375.94
USA Managed Care COMM $4,375.94
ComPsych Corporation COMM $4,375.94
HealthSmart Preferred Care PPO $4,375.94
Galaxy Health Network PPO $4,649.44
Independent Medical Systems COMM $5,469.93
National Healthcare Solutions COMM $5,469.93
Unicare MCD $5,469.93

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Bone marrow biopsyneedle/trocar 38221 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,351.58 $95.79 – $4,016.35
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,351.58 $95.79 – $4,016.35
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,351.58 $95.79 – $4,016.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,143.48 $71.00 – $4,016.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,230.41 $71.00 – $4,016.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,351.58 $95.79 – $4,016.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,143.48 $85.00 – $4,016.35
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,143.48 $95.79 – $4,016.35

All Texas hospitals for this procedure →