Arthrocentesis aspir+/injection small jt/bursa with Ultrasound 20604 at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$39.86 with United vs $4,332.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $39.86
United CHIP $39.86
Parkland Community Health Plan MCD $39.86
United STARPerinate $39.86
United STARPLUS $39.86
United STARKids $39.86
Amerigroup MGMCD $41.85
Cigna Healthspring MGMCD $41.85
Amerigroup CHIP $41.85
Molina STAR+PLUS $43.85
Molina CHIP $43.85
Molina MCDSTAR $43.85
Molina STARKIDS $43.85
Aetna Better Health MCD $47.83
Aetna Better Health CHIP $47.83
Humana MGMCD $49.83
BCBS BluePremier $57.12
Humana COMM $173.91
BCBS BlueAdvantageHMO $185.97
BCBS MyBlueHealth $185.97
BCBS BlueEssentialsAccess $239.23
BCBS BlueEssentials $239.23
BCBS EPOSOA $251.26
BCBS PPO $262.85
WellMed MGMCR $309.89
Superior Health Plan STARPLUS $948.00
Superior Health Plan CHIP $948.00
Superior Health Plan STARKids $948.00
Superior Health Plan MCDSTAR $948.00
Superior Health Plan STARHealth $948.00
Cigna LocalPlus $1,572.00
Cigna NewBusiness $1,574.00
United SmallGroup $1,580.00
Curative Administrators COMM $1,672.00
Cigna OpenAccessPlus $1,757.00
Cigna HMO $1,757.00
Cigna NetworkBenefit $1,757.00
Fidelis SecureCare MGMCR $1,995.00
United NarrowNetworkIndivExchange $2,000.00
Healthcare Highways NarrowNetwork $2,152.00
United AllPayerAppendix $2,174.00
Cigna AllOther $2,222.00
Evry Health COMM $2,287.00
Aetna QHPHIX $2,513.00
Oscar HIX $2,636.00
Aetna NewBusiness $3,445.00
Aetna Meritain $3,682.00
Aetna COMM $3,682.00
Aetna OON $4,332.00

Visitor-reported prices

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Arthrocentesis aspir+/injection small jt/bursa with Ultrasound 20604 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $807.56 $39.86 – $1,009.46
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $807.56 $39.86 – $1,009.46
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $807.56 $39.86 – $1,009.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,000.01 $42.65 – $1,500.02
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $944.18 $39.86 – $1,180.22
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $807.56 $39.86 – $1,009.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,000.01 $42.65 – $1,500.02
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,000.01 $39.86 – $1,500.02

All Texas hospitals for this procedure →