Artery x-rays spine at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$14,380.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,380.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$217.57 with Aetna vs $19,625.73 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna QHPHIX $217.57 ↓ -98%
United STAR $250.94 ↓ -98%
Parkland Community Health Plan MCD $250.94 ↓ -98%
United STARKids $250.94 ↓ -98%
Amerigroup MGMCD $250.94 ↓ -98%
United STARPLUS $250.94 ↓ -98%
United STARPerinate $250.94 ↓ -98%
Amerigroup CHIP $250.94 ↓ -98%
United CHIP $250.94 ↓ -98%
Cigna Healthspring MGMCD $263.49 ↓ -98%
Aetna Better Health CHIP $271.02 ↓ -98%
Aetna Better Health MCD $271.02 ↓ -98%
Molina MCDSTAR $276.03 ↓ -98%
Molina STARKIDS $276.03 ↓ -98%
Molina STAR+PLUS $276.03 ↓ -98%
Molina CHIP $276.03 ↓ -98%
Aetna NewBusiness $298.31 ↓ -98%
Humana MGMCD $313.68 ↓ -98%
Aetna COMM $319.56 ↓ -98%
Aetna Meritain $319.56 ↓ -98%
Aetna OON $374.81 ↓ -97%
Cigna LocalPlus $515.45 ↓ -96%
Cigna NewBusiness $515.97 ↓ -96%
Humana COMM $553.61 ↓ -96%
Cigna NetworkBenefit $575.72 ↓ -96%
Cigna OpenAccessPlus $575.72 ↓ -96%
Cigna HMO $575.72 ↓ -96%
Cigna AllOther $728.65 ↓ -95%
Superior Health Plan STARPLUS $1,006.61 ↓ -93%
Superior Health Plan STARKids $1,006.61 ↓ -93%
Superior Health Plan CHIP $1,006.61 ↓ -93%
Superior Health Plan MCDSTAR $1,006.61 ↓ -93%
Superior Health Plan STARHealth $1,006.61 ↓ -93%
Cigna IFP $1,941.31 ↓ -87%
Cigna QHP $2,013.21 ↓ -86%
United OptionsPPO $2,689.08 ↓ -81%
Healthcare Highways NarrowNetwork $3,523.12 ↓ -76%
Evry Health COMM $3,710.07 ↓ -74%
Unicare CHIP $3,738.83 ↓ -74%
Healthcare Highways CityofPlano $4,860.47 ↓ -66%
City of McKinney COMM $5,033.03 ↓ -65%
BCBS BluePremier $5,469.47 ↓ -62%
Curative Administrators COMM $5,752.04 ↓ -60%
United NarrowNetworkIndivExchange $5,757.70 ↓ -60%
United SmallGroup $5,757.70 ↓ -60%
BCBS BlueAdvantageHMO $6,021.01 ↓ -58%
BCBS MyBlueHealth $6,021.01 ↓ -58%
BCBS Traditional $6,384.76 ↓ -56%
Fidelis SecureCare MGMCR $6,471.05 ↓ -55%
National ChoiceCare WCOMP $7,190.05 ↓ -50%
Aetna ASA $7,578.31 ↓ -47%
Rockport Health Group WORKERSCOMP $7,909.06 ↓ -45%
Aetna WCOMP $7,909.06 ↓ -45%
Physicians Coop of TX MGMCR $7,909.06 ↓ -45%
PC Texas Partners WCOMP $7,909.06 ↓ -45%
Averde Health, Inc PPO $8,340.46 ↓ -42%
Value Options Behavioral Health COMM $8,628.06 ↓ -40%
Magellan BH Pinnacle $8,628.06 ↓ -40%
Magellan BH Summit $8,628.06 ↓ -40%
Humana BHCOMM $9,347.07 ↓ -35%
Mega Life MGMCRPPO $10,066.07 ↓ -30%
Coastal Comp Health Networks WCOMP $10,066.07 ↓ -30%
Multiplan PHCS PrimaryNetwork $10,066.07 ↓ -30%
Aetna Coventry First Health COMM $10,454.33 ↓ -27%
United AllPayerAppendix $10,733.33 ↓ -25%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $10,785.08 ↓ -25%
Cigna Behavioral Health COMM $11,504.08 ↓ -20%
USA Managed Care COMM $11,504.08 ↓ -20%
HealthSmart Preferred Care PPO $11,504.08 ↓ -20%
ComPsych Corporation COMM $11,504.08 ↓ -20%
Galaxy Health Network PPO $12,223.08 ↓ -15%
Independent Medical Systems COMM $14,380.10 ↑ +0%
National Healthcare Solutions COMM $14,380.10 ↑ +0%
Unicare MCD $14,380.10 ↑ +0%
BCBS BlueEssentials $17,879.18 ↑ +24%
BCBS BlueEssentialsAccess $17,879.18 ↑ +24%
BCBS EPOSOA $18,752.46 ↑ +30%
BCBS PPO $19,625.73 ↑ +36%

Visitor-reported prices

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Artery x-rays spine at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $4,094.60 $250.94 – $13,613.39
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $4,094.60 $250.94 – $13,613.39
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $4,094.60 $250.94 – $13,613.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $4,255.45 $875.91 – $13,613.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $6,385.15 $250.94 – $13,613.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $4,094.60 $250.94 – $13,613.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $4,255.45 $268.51 – $13,613.39
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $4,255.45 $250.94 – $13,613.39

All Texas hospitals for this procedure →