Artery x-rays lung at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$5,544.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,544.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$110.65 with BCBS vs $6,438.74 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS BluePremier $110.65 ↓ -98%
BCBS BlueAdvantageHMO $121.80 ↓ -98%
BCBS MyBlueHealth $121.80 ↓ -98%
United STAR $134.99 ↓ -98%
Amerigroup MGMCD $134.99 ↓ -98%
United STARKids $134.99 ↓ -98%
Amerigroup CHIP $134.99 ↓ -98%
United STARPerinate $134.99 ↓ -98%
United CHIP $134.99 ↓ -98%
Parkland Community Health Plan MCD $134.99 ↓ -98%
United STARPLUS $134.99 ↓ -98%
Aetna QHPHIX $135.86 ↓ -98%
Cigna Healthspring MGMCD $141.74 ↓ -97%
Aetna Better Health CHIP $145.79 ↓ -97%
Aetna Better Health MCD $145.79 ↓ -97%
Molina STARKIDS $148.49 ↓ -97%
Molina STAR+PLUS $148.49 ↓ -97%
Molina MCDSTAR $148.49 ↓ -97%
Molina CHIP $148.49 ↓ -97%
Humana MGMCD $168.74 ↓ -97%
Aetna NewBusiness $186.28 ↓ -97%
Aetna Meritain $199.54 ↓ -96%
Aetna COMM $199.54 ↓ -96%
Aetna OON $234.04 ↓ -96%
Cigna LocalPlus $318.43 ↓ -94%
Cigna NewBusiness $318.75 ↓ -94%
Cigna OpenAccessPlus $355.67 ↓ -94%
Cigna NetworkBenefit $355.67 ↓ -94%
Cigna HMO $355.67 ↓ -94%
BCBS BlueEssentials $361.69 ↓ -93%
BCBS BlueEssentialsAccess $361.69 ↓ -93%
BCBS EPOSOA $379.36 ↓ -93%
Humana COMM $385.57 ↓ -93%
Superior Health Plan STARHealth $388.12 ↓ -93%
Superior Health Plan STARPLUS $388.12 ↓ -93%
Superior Health Plan CHIP $388.12 ↓ -93%
Superior Health Plan MCDSTAR $388.12 ↓ -93%
Superior Health Plan STARKids $388.12 ↓ -93%
BCBS PPO $397.02 ↓ -93%
Cigna AllOther $450.14 ↓ -92%
Cigna IFP $748.51 ↓ -87%
Cigna QHP $776.24 ↓ -86%
United OptionsPPO $1,036.83 ↓ -81%
United NarrowNetworkIndivExchange $1,327.01 ↓ -76%
United SmallGroup $1,327.01 ↓ -76%
Healthcare Highways NarrowNetwork $1,358.41 ↓ -76%
Evry Health COMM $1,430.49 ↓ -74%
Unicare CHIP $1,441.58 ↓ -74%
Healthcare Highways CityofPlano $1,874.06 ↓ -66%
City of McKinney COMM $1,940.59 ↓ -65%
Curative Administrators COMM $2,217.82 ↓ -60%
BCBS Traditional $2,461.78 ↓ -56%
Fidelis SecureCare MGMCR $2,495.05 ↓ -55%
National ChoiceCare WCOMP $2,772.28 ↓ -50%
Aetna ASA $2,921.98 ↓ -47%
Aetna WCOMP $3,049.50 ↓ -45%
Rockport Health Group WORKERSCOMP $3,049.50 ↓ -45%
Physicians Coop of TX MGMCR $3,049.50 ↓ -45%
PC Texas Partners WCOMP $3,049.50 ↓ -45%
Averde Health, Inc PPO $3,215.84 ↓ -42%
Value Options Behavioral Health COMM $3,326.73 ↓ -40%
Magellan BH Pinnacle $3,326.73 ↓ -40%
Magellan BH Summit $3,326.73 ↓ -40%
Humana BHCOMM $3,603.96 ↓ -35%
Coastal Comp Health Networks WCOMP $3,881.18 ↓ -30%
Mega Life MGMCRPPO $3,881.18 ↓ -30%
Multiplan PHCS PrimaryNetwork $3,881.18 ↓ -30%
Aetna Coventry First Health COMM $4,030.89 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $4,158.41 ↓ -25%
Cigna Behavioral Health COMM $4,435.64 ↓ -20%
USA Managed Care COMM $4,435.64 ↓ -20%
HealthSmart Preferred Care PPO $4,435.64 ↓ -20%
ComPsych Corporation COMM $4,435.64 ↓ -20%
Galaxy Health Network PPO $4,712.87 ↓ -15%
Unicare MCD $5,544.55 ↑ +0%
National Healthcare Solutions COMM $5,544.55 ↑ +0%
Independent Medical Systems COMM $5,544.55 ↑ +0%
United AllPayerAppendix $6,438.74 ↑ +16%

Visitor-reported prices

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Artery x-rays lung at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,704.33 $134.99 – $7,896.23
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,704.33 $134.99 – $7,896.23
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,704.33 $134.99 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,168.15 $312.41 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,079.54 $134.99 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,704.33 $134.99 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,168.15 $144.44 – $7,896.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,168.15 $134.99 – $7,896.23

All Texas hospitals for this procedure →