Artery x-rays lung at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$119.22 with Aetna vs $11,833.37 with BCBS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna QHPHIX $119.22
United STAR $129.98
Parkland Community Health Plan MCD $129.98
United STARKids $129.98
Amerigroup MGMCD $129.98
United STARPLUS $129.98
United STARPerinate $129.98
Amerigroup CHIP $129.98
United CHIP $129.98
Cigna Healthspring MGMCD $136.48
Aetna Better Health CHIP $140.38
Aetna Better Health MCD $140.38
Molina MCDSTAR $142.98
Molina STARKIDS $142.98
Molina STAR+PLUS $142.98
Molina CHIP $142.98
Humana MGMCD $162.47
Aetna NewBusiness $163.46
Aetna COMM $175.10
Aetna Meritain $175.10
Aetna OON $205.37
Cigna LocalPlus $274.51
Cigna NewBusiness $274.79
Cigna OpenAccessPlus $306.61
Cigna NetworkBenefit $306.61
Cigna HMO $306.61
Humana COMM $348.74
Cigna AllOther $388.05
Superior Health Plan STARPLUS $388.12
Superior Health Plan STARKids $388.12
Superior Health Plan CHIP $388.12
Superior Health Plan STARHealth $388.12
Superior Health Plan MCDSTAR $388.12
Cigna IFP $748.51
Cigna QHP $776.24
United OptionsPPO $1,036.83
Healthcare Highways NarrowNetwork $1,358.41
Evry Health COMM $1,430.49
Unicare CHIP $1,441.58
Healthcare Highways CityofPlano $1,874.06
City of McKinney COMM $1,940.59
Curative Administrators COMM $2,217.82
BCBS Traditional $2,461.78
Fidelis SecureCare MGMCR $2,495.05
National ChoiceCare WCOMP $2,772.28
Aetna ASA $2,921.98
PC Texas Partners WCOMP $3,049.50
Aetna WCOMP $3,049.50
Rockport Health Group WORKERSCOMP $3,049.50
Physicians Coop of TX MGMCR $3,049.50
Averde Health, Inc PPO $3,215.84
BCBS BluePremier $3,297.82
Magellan BH Pinnacle $3,326.73
Value Options Behavioral Health COMM $3,326.73
Magellan BH Summit $3,326.73
United SmallGroup $3,365.20
United NarrowNetworkIndivExchange $3,365.20
Humana BHCOMM $3,603.96
BCBS MyBlueHealth $3,630.38
BCBS BlueAdvantageHMO $3,630.38
Coastal Comp Health Networks WCOMP $3,881.18
Multiplan PHCS PrimaryNetwork $3,881.18
Mega Life MGMCRPPO $3,881.18
Aetna Coventry First Health COMM $4,030.89
LEWISVILLE ISD/DLS CONSULTING COMMPPO $4,158.41
ComPsych Corporation COMM $4,435.64
USA Managed Care COMM $4,435.64
HealthSmart Preferred Care PPO $4,435.64
Cigna Behavioral Health COMM $4,435.64
Galaxy Health Network PPO $4,712.87
Unicare MCD $5,544.55
National Healthcare Solutions COMM $5,544.55
Independent Medical Systems COMM $5,544.55
United AllPayerAppendix $6,438.74
BCBS BlueEssentialsAccess $10,780.28
BCBS BlueEssentials $10,780.28
BCBS EPOSOA $11,306.82
BCBS PPO $11,833.37

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Artery x-rays lung at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $3,150.00 $129.98 – $7,896.23
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $3,150.00 $129.98 – $7,896.23
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,150.00 $129.98 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,402.00 $700.25 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,344.80 $129.98 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,150.00 $129.98 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,402.00 $139.08 – $7,896.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,402.00 $129.98 – $7,896.23

All Texas hospitals for this procedure →