Application finger splntstatic 29130 at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$255.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$255.64

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.89 with Superior Health Plan vs $4,332.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $17.89 ↓ -93%
Superior Health Plan STARHealth $17.89 ↓ -93%
Superior Health Plan MCDSTAR $17.89 ↓ -93%
Superior Health Plan STARPLUS $17.89 ↓ -93%
Superior Health Plan STARKids $17.89 ↓ -93%
Cigna IFP $34.51 ↓ -87%
Cigna QHP $35.79 ↓ -86%
United OptionsPPO $47.80 ↓ -81%
Oscar HIX $53.17 ↓ -79%
BCBS BlueAdvantageHMO $63.14 ↓ -75%
BCBS MyBlueHealth $63.14 ↓ -75%
Unicare CHIP $66.47 ↓ -74%
BCBS BluePremier $73.16 ↓ -71%
BCBS BlueEssentialsAccess $81.55 ↓ -68%
BCBS BlueEssentials $81.55 ↓ -68%
BCBS EPOSOA $85.64 ↓ -66%
Healthcare Highways CityofPlano $86.41 ↓ -66%
Humana COMM $86.92 ↓ -66%
BCBS PPO $89.47 ↓ -65%
City of McKinney COMM $89.47 ↓ -65%
BCBS Traditional $113.50 ↓ -56%
Fidelis SecureCare MGMCR $115.04 ↓ -55%
National ChoiceCare WCOMP $127.82 ↓ -50%
WellMed MGMCR $134.32 ↓ -47%
Aetna ASA $134.72 ↓ -47%
Aetna WCOMP $140.60 ↓ -45%
Physicians Coop of TX MGMCR $140.60 ↓ -45%
PC Texas Partners WCOMP $140.60 ↓ -45%
Rockport Health Group WORKERSCOMP $140.60 ↓ -45%
Averde Health, Inc PPO $148.27 ↓ -42%
Magellan BH Summit $153.38 ↓ -40%
Magellan BH Pinnacle $153.38 ↓ -40%
Value Options Behavioral Health COMM $153.38 ↓ -40%
Humana BHCOMM $166.17 ↓ -35%
Mega Life MGMCRPPO $178.95 ↓ -30%
Coastal Comp Health Networks WCOMP $178.95 ↓ -30%
Multiplan PHCS PrimaryNetwork $178.95 ↓ -30%
Aetna Coventry First Health COMM $185.85 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $191.73 ↓ -25%
USA Managed Care COMM $204.51 ↓ -20%
ComPsych Corporation COMM $204.51 ↓ -20%
Cigna Behavioral Health COMM $204.51 ↓ -20%
HealthSmart Preferred Care PPO $204.51 ↓ -20%
Galaxy Health Network PPO $217.29 ↓ -15%
Independent Medical Systems COMM $255.64 ↑ +0%
National Healthcare Solutions COMM $255.64 ↑ +0%
Unicare MCD $255.64 ↑ +0%
Cigna LocalPlus $1,572.00 ↑ +515%
Cigna NewBusiness $1,574.00 ↑ +516%
United SmallGroup $1,580.00 ↑ +518%
Curative Administrators COMM $1,672.00 ↑ +554%
Cigna NetworkBenefit $1,757.00 ↑ +587%
Cigna OpenAccessPlus $1,757.00 ↑ +587%
Cigna HMO $1,757.00 ↑ +587%
United NarrowNetworkIndivExchange $2,000.00 ↑ +682%
Healthcare Highways NarrowNetwork $2,152.00 ↑ +742%
United AllPayerAppendix $2,174.00 ↑ +750%
Cigna AllOther $2,222.00 ↑ +769%
Evry Health COMM $2,287.00 ↑ +795%
Aetna QHPHIX $2,513.00 ↑ +883%
Aetna NewBusiness $3,445.00 ↑ +1248%
Aetna Meritain $3,682.00 ↑ +1340%
Aetna COMM $3,682.00 ↑ +1340%
Aetna OON $4,332.00 ↑ +1595%

Visitor-reported prices

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Application finger splntstatic 29130 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $319.57 $90.54 – $399.46
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $319.57 $68.39 – $399.46
Adventhealth Rollins Brook Lampasas $735.49 $68.76 – $4,826.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $319.57 $90.54 – $399.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $302.39 $62.24 – $453.59
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $358.57 $71.00 – $448.21
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $319.57 $85.22 – $399.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $302.39 $85.00 – $453.59

All Texas hospitals for this procedure →