Analysis gene f2 20210g>a variant at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$1,346.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,346.63
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$55.18 with United vs $1,346.63 with Unicare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | STAR | $55.18 | ↓ -96% |
| Amerigroup | MGMCD | $55.18 | ↓ -96% |
| Amerigroup | CHIP | $55.18 | ↓ -96% |
| Parkland Community Health Plan | MCD | $55.18 | ↓ -96% |
| United | STARPerinate | $55.18 | ↓ -96% |
| United | STARPLUS | $55.18 | ↓ -96% |
| United | STARKids | $55.18 | ↓ -96% |
| United | CHIP | $55.18 | ↓ -96% |
| Cigna Healthspring | MGMCD | $57.94 | ↓ -96% |
| Aetna Better Health | CHIP | $59.59 | ↓ -96% |
| Aetna Better Health | MCD | $59.59 | ↓ -96% |
| Molina | CHIP | $60.70 | ↓ -95% |
| Molina | STAR+PLUS | $60.70 | ↓ -95% |
| Molina | MCDSTAR | $60.70 | ↓ -95% |
| Molina | STARKIDS | $60.70 | ↓ -95% |
| WellMed | MGMCR | $65.36 | ↓ -95% |
| BCBS | MGMCRHMO | $65.69 | ↓ -95% |
| Devoted Health | SNP | $65.69 | ↓ -95% |
| Devoted Health | HMO | $65.69 | ↓ -95% |
| Devoted Health | POS | $65.69 | ↓ -95% |
| Devoted Health | MCR | $65.69 | ↓ -95% |
| Devoted Health | MME | $65.69 | ↓ -95% |
| Humana | MGMCR | $65.69 | ↓ -95% |
| TriWest Veterans | FEDERAL | $65.69 | ↓ -95% |
| United | AllPayerAppendix | $65.69 | ↓ -95% |
| United | NarrowNetworkIndivExchange | $65.69 | ↓ -95% |
| United | SmallGroup | $65.69 | ↓ -95% |
| Amerigroup | DualEligible | $65.69 | ↓ -95% |
| Mutual of Omaha | MGMCR | $65.69 | ↓ -95% |
| BCBS | MCRPPO | $65.69 | ↓ -95% |
| Devoted Health | PPO | $65.69 | ↓ -95% |
| United | MGMCR | $66.02 | ↓ -95% |
| Aetna | MCR | $66.25 | ↓ -95% |
| Care N Care | MGMCR | $66.35 | ↓ -95% |
| Cigna Healthspring | MGMCR | $67.00 | ↓ -95% |
| WellCare | MGMCR | $67.66 | ↓ -95% |
| Integranet | MGMCR | $67.66 | ↓ -95% |
| Superior Health Plan | MGMCRHMO | $68.97 | ↓ -95% |
| Superior Health Plan | MGMCRPFFS | $68.97 | ↓ -95% |
| Humana | Tricare | $68.97 | ↓ -95% |
| Superior Health Plan | MGMCRDualEligible | $68.97 | ↓ -95% |
| American Health Plan of Texas, Inc. | MGMCR | $68.97 | ↓ -95% |
| Superior Health Plan | MGMCRPPO | $68.97 | ↓ -95% |
| Superior Health Plan | MGMCRPOS | $68.97 | ↓ -95% |
| Superior Health Plan | MGMCRSNP | $68.97 | ↓ -95% |
| Humana | MGMCD | $68.97 | ↓ -95% |
| ProCare Advantge | MCR | $68.97 | ↓ -95% |
| Provider Partners Health Plan | MCR | $69.63 | ↓ -95% |
| Texas Independent Health Plan | MGMCR | $69.63 | ↓ -95% |
| Molina | MCR | $71.60 | ↓ -95% |
| Molina | MMP | $71.60 | ↓ -95% |
| Molina | MME | $71.60 | ↓ -95% |
| Cenpatico | BHMGMCR | $71.60 | ↓ -95% |
| Imperial Insurance Company | MCR | $72.26 | ↓ -95% |
| Universal Healthcare Group | MCR | $78.83 | ↓ -94% |
| Aetna | QHPHIX | $83.55 | ↓ -94% |
| Verda Health Plan | MGMCR | $85.40 | ↓ -94% |
| Superior Health Plan | CHIP | $94.26 | ↓ -93% |
| Superior Health Plan | MCDSTAR | $94.26 | ↓ -93% |
| Superior Health Plan | STARHealth | $94.26 | ↓ -93% |
| Superior Health Plan | STARPLUS | $94.26 | ↓ -93% |
| Superior Health Plan | STARKids | $94.26 | ↓ -93% |
| Bravo Health | MCRPPO | $98.53 | ↓ -93% |
| Bravo Health | MCRSNP | $98.53 | ↓ -93% |
| Bravo Health | MCRPOS | $98.53 | ↓ -93% |
| Bravo Health | MCRHMO | $98.53 | ↓ -93% |
| Bravo Health | MCRPFFS | $98.53 | ↓ -93% |
| BCBS | BluePremier | $101.82 | ↓ -92% |
| BCBS | MyBlueHealth | $114.96 | ↓ -91% |
| BCBS | BlueAdvantageHMO | $114.96 | ↓ -91% |
| Aetna | NewBusiness | $115.08 | ↓ -91% |
| Superior | ValueHMO | $117.59 | ↓ -91% |
| Aetna | COMM | $122.57 | ↓ -91% |
| Aetna | Meritain | $122.57 | ↓ -91% |
| USA Managed Care | WORKERSCOMP | $124.81 | ↓ -91% |
| Corvel Corporation | WORKERSCOMP | $130.07 | ↓ -90% |
| Aetna | OON | $144.24 | ↓ -89% |
| Superior | EPO | $147.15 | ↓ -89% |
| Superior | HMO | $147.15 | ↓ -89% |
| BCBS | BlueEssentialsAccess | $162.25 | ↓ -88% |
| BCBS | BlueEssentials | $162.25 | ↓ -88% |
| BCBS | EPOSOA | $170.14 | ↓ -87% |
| Oscar | HIX | $170.79 | ↓ -87% |
| Molina Healthcare | HIX | $172.11 | ↓ -87% |
| BCBS | PPO | $178.02 | ↓ -87% |
| Cigna | IFP | $181.80 | ↓ -86% |
| Cigna | QHP | $188.53 | ↓ -86% |
| Cigna | LocalPlus | $250.49 | ↓ -81% |
| Cigna | NewBusiness | $250.74 | ↓ -81% |
| United | OptionsPPO | $251.82 | ↓ -81% |
| Cigna | OpenAccessPlus | $279.78 | ↓ -79% |
| Cigna | NetworkBenefit | $279.78 | ↓ -79% |
| Cigna | HMO | $279.78 | ↓ -79% |
| Healthcare Highways | NarrowNetwork | $329.92 | ↓ -76% |
| Evry Health | COMM | $347.43 | ↓ -74% |
| Unicare | CHIP | $350.12 | ↓ -74% |
| Cigna | AllOther | $354.09 | ↓ -74% |
| Healthcare Highways | CityofPlano | $455.16 | ↓ -66% |
| City of McKinney | COMM | $471.32 | ↓ -65% |
| Humana | COMM | $591.10 | ↓ -56% |
| BCBS | Traditional | $597.90 | ↓ -56% |
| Fidelis SecureCare | MGMCR | $605.98 | ↓ -55% |
| National ChoiceCare | WCOMP | $673.32 | ↓ -50% |
| Aetna | ASA | $709.67 | ↓ -47% |
| Rockport Health Group | WORKERSCOMP | $740.65 | ↓ -45% |
| Physicians Coop of TX | MGMCR | $740.65 | ↓ -45% |
| Aetna | WCOMP | $740.65 | ↓ -45% |
| PC Texas Partners | WCOMP | $740.65 | ↓ -45% |
| Averde Health, Inc | PPO | $781.05 | ↓ -42% |
| Magellan BH | Pinnacle | $807.98 | ↓ -40% |
| Value Options Behavioral Health | COMM | $807.98 | ↓ -40% |
| Magellan BH | Summit | $807.98 | ↓ -40% |
| Humana | BHCOMM | $875.31 | ↓ -35% |
| Mega Life | MGMCRPPO | $942.64 | ↓ -30% |
| Multiplan PHCS | PrimaryNetwork | $942.64 | ↓ -30% |
| Coastal Comp Health Networks | WCOMP | $942.64 | ↓ -30% |
| Aetna Coventry First Health | COMM | $979.00 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $1,009.97 | ↓ -25% |
| Cigna Behavioral Health | COMM | $1,077.30 | ↓ -20% |
| HealthSmart Preferred Care | PPO | $1,077.30 | ↓ -20% |
| ComPsych Corporation | COMM | $1,077.30 | ↓ -20% |
| USA Managed Care | COMM | $1,077.30 | ↓ -20% |
| Galaxy Health Network | PPO | $1,144.64 | ↓ -15% |
| Independent Medical Systems | COMM | $1,346.63 | ↑ +0% |
| National Healthcare Solutions | COMM | $1,346.63 | ↑ +0% |
| Unicare | MCD | $1,346.63 | ↑ +0% |
| Curative Administrators | COMM | not published by hospital | — |
Visitor-reported prices
Comments
Analysis gene f2 20210g>a variant at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $439.79 | $10.00 – $157.66 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $439.79 | $10.00 – $157.66 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $439.79 | $10.00 – $157.66 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $439.79 | $12.00 – $157.66 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $439.79 | $12.00 – $157.66 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $439.79 | $10.00 – $157.66 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $439.79 | $12.00 – $157.66 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $439.79 | $8.00 – $157.66 |