Allograft dermis 20x25x1mm decell w/matracell arthroflex at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$209.78 with United vs $2,125.00 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United SmallGroup $209.78
United AllPayerAppendix $209.78
United NarrowNetworkIndivExchange $209.78
Cigna IFP $286.88
Cigna QHP $297.50
United OptionsPPO $397.38
BCBS MyBlueHealth $524.88
BCBS BlueAdvantageHMO $524.88
Unicare CHIP $552.50
Cigna NewBusiness $561.00
Cigna LocalPlus $561.00
Cigna NetworkBenefit $626.88
Cigna HMO $626.88
Cigna OpenAccessPlus $626.88
BCBS BlueEssentials $677.88
BCBS BlueEssentialsAccess $677.88
BCBS EPOSOA $711.88
Healthcare Highways CityofPlano $718.25
BCBS PPO $743.75
City of McKinney COMM $743.75
Cigna AllOther $792.63
BCBS Traditional $943.50
National ChoiceCare WCOMP $1,062.50
Aetna ASA $1,119.88
Aetna WCOMP $1,168.75
Rockport Health Group WORKERSCOMP $1,168.75
Physicians Coop of TX MGMCR $1,168.75
PC Texas Partners WCOMP $1,168.75
Averde Health, Inc PPO $1,232.50
Value Options Behavioral Health COMM $1,275.00
Magellan BH Pinnacle $1,275.00
Magellan BH Summit $1,275.00
Humana BHCOMM $1,381.25
Mega Life MGMCRPPO $1,487.50
Aetna Coventry First Health COMM $1,544.88
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,593.75
Cigna Behavioral Health COMM $1,700.00
HealthSmart Preferred Care PPO $1,700.00
USA Managed Care COMM $1,700.00
ComPsych Corporation COMM $1,700.00
Galaxy Health Network PPO $1,806.25
National Healthcare Solutions COMM $2,125.00
Independent Medical Systems COMM $2,125.00
Unicare MCD $2,125.00

Visitor-reported prices

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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,002.56 $58.38 – $268.77
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,002.56 $44.10 – $268.77
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,002.56 $58.38 – $268.77
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,002.56 $42.41 – $309.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,002.56 $41.21 – $257.58
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,002.56 $54.95 – $268.77
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,002.56 $66.15 – $309.10
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,002.56 $106.47 – $309.10

All Texas hospitals for this procedure →