After cataract laser surgery at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$208.33 with United vs $4,926.00 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | STARPerinate | $208.33 | — |
| Parkland Community Health Plan | MCD | $208.33 | — |
| United | CHIP | $208.33 | — |
| United | STAR | $208.33 | — |
| United | STARKids | $208.33 | — |
| United | STARPLUS | $208.33 | — |
| Cigna Healthspring | MGMCD | $218.75 | — |
| Amerigroup | MGMCD | $218.75 | — |
| Amerigroup | CHIP | $218.75 | — |
| Molina | CHIP | $229.16 | — |
| Molina | MCDSTAR | $229.16 | — |
| Molina | STARKIDS | $229.16 | — |
| Molina | STAR+PLUS | $229.16 | — |
| Aetna Better Health | CHIP | $250.00 | — |
| Aetna Better Health | MCD | $250.00 | — |
| Humana | MGMCD | $260.41 | — |
| WellMed | MGMCR | $555.27 | — |
| BCBS | BluePremier | $674.22 | — |
| Superior Health Plan | CHIP | $948.00 | — |
| Superior Health Plan | STARHealth | $948.00 | — |
| Superior Health Plan | STARPLUS | $948.00 | — |
| Superior Health Plan | STARKids | $948.00 | — |
| Superior Health Plan | MCDSTAR | $948.00 | — |
| BCBS | BlueAdvantageHMO | $1,140.59 | — |
| BCBS | MyBlueHealth | $1,140.59 | — |
| Healthcare Highways | NarrowNetwork | $1,266.00 | — |
| Evry Health | COMM | $1,346.00 | — |
| BCBS | BlueEssentials | $1,358.57 | — |
| BCBS | BlueEssentialsAccess | $1,358.57 | — |
| BCBS | EPOSOA | $1,429.54 | — |
| BCBS | PPO | $1,495.44 | — |
| United | NarrowNetworkIndivExchange | $1,562.00 | — |
| United | SmallGroup | $1,676.00 | — |
| Fidelis SecureCare | MGMCR | $1,995.00 | — |
| Curative Administrators | COMM | $2,012.00 | — |
| United | AllPayerAppendix | $2,300.00 | — |
| Aetna | QHPHIX | $2,513.00 | — |
| Cigna | LocalPlus | $2,700.00 | — |
| Cigna | NewBusiness | $2,702.00 | — |
| Cigna | OpenAccessPlus | $3,016.00 | — |
| Cigna | HMO | $3,016.00 | — |
| Cigna | NetworkBenefit | $3,016.00 | — |
| Oscar | HIX | $3,293.00 | — |
| Aetna | NewBusiness | $3,445.00 | — |
| Aetna | Meritain | $3,682.00 | — |
| Aetna | COMM | $3,682.00 | — |
| Cigna | AllOther | $3,816.00 | — |
| Multiplan PHCS | PrimaryNetwork | $4,210.00 | — |
| Aetna | OON | $4,332.00 | — |
| Humana | COMM | $4,926.00 | — |
Visitor-reported prices
Comments
After cataract laser surgery at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $1,373.11 | $208.33 – $1,716.38 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $1,373.11 | $208.33 – $1,716.38 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,373.11 | $208.33 – $1,716.38 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,324.46 | $71.00 – $3,421.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,637.51 | $71.00 – $3,421.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,373.11 | $208.33 – $1,716.38 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,324.46 | $85.00 – $3,421.00 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,324.46 | $208.33 – $1,986.69 |