Afo w/ankle joint, prefab at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$561.74 with Humana vs $3,271.74 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $561.74
BCBS MGMCRHMO $567.75
BCBS MCRPPO $567.75
WellMed MGMCR $576.21
Devoted Health PPO $579.11
Amerigroup DualEligible $579.11
Mutual of Omaha MGMCR $579.11
Devoted Health SNP $579.11
Devoted Health HMO $579.11
Devoted Health POS $579.11
Devoted Health MCR $579.11
Devoted Health MME $579.11
TriWest Veterans FEDERAL $579.11
Humana MGMCR $579.11
United MGMCR $582.01
Aetna MCR $584.03
Care N Care MGMCR $584.90
Cigna Healthspring MGMCR $590.69
Integranet MGMCR $596.48
WellCare MGMCR $596.48
American Health Plan of Texas, Inc. MGMCR $608.07
Superior Health Plan MGMCRHMO $608.07
Superior Health Plan MGMCRPPO $608.07
Superior Health Plan MGMCRDualEligible $608.07
Superior Health Plan MGMCRPFFS $608.07
Superior Health Plan MGMCRPOS $608.07
Superior Health Plan MGMCRSNP $608.07
ProCare Advantge MCR $608.07
Texas Independent Health Plan MGMCR $613.86
Provider Partners Health Plan MCR $613.86
Molina MME $631.23
Molina MCR $631.23
Cenpatico BHMGMCR $631.23
Molina MMP $631.23
Imperial Insurance Company MCR $637.02
Universal Healthcare Group MCR $694.93
Verda Health Plan MGMCR $752.84
Bravo Health MCRPOS $868.66
Bravo Health MCRSNP $868.66
Bravo Health MCRHMO $868.66
Bravo Health MCRPPO $868.66
Bravo Health MCRPFFS $868.66
Superior ValueHMO $1,036.61
USA Managed Care WORKERSCOMP $1,100.31
Corvel Corporation WORKERSCOMP $1,146.64
Superior EPO $1,297.21
Superior HMO $1,297.21
Molina Healthcare HIX $1,517.27
Humana COMM $3,271.74

Visitor-reported prices

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Afo w/ankle joint, prefab at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $567.53 – $1,245.09
HCA HOUSTON MEDICAL CENTER Houston not published $567.53 – $1,245.09
HCA HOUSTON CONROE CONROE not published $567.53 – $1,245.09
HCA HOUSTON KINGWOOD HUMBLE not published $567.53 – $1,245.09
HCA HOUSTON NORTHWEST SPRING not published $567.53 – $1,245.09
HCA HOUSTON PEARLAND Pearland not published $567.53 – $1,245.09
HCA HOUSTON SOUTHEAST PASADENA not published $567.53 – $1,245.09
HCA HOUSTON WEST HOUSTON not published $567.53 – $1,245.09

All Texas hospitals for this procedure →