Afo rig ant tib tcf/= custom at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$3,681.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,681.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$257.67 with Superior Health Plan vs $6,228.87 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $257.67 ↓ -93%
Superior Health Plan STARKids $257.67 ↓ -93%
Superior Health Plan CHIP $257.67 ↓ -93%
Superior Health Plan STARPLUS $257.67 ↓ -93%
Superior Health Plan MCDSTAR $257.67 ↓ -93%
Cigna IFP $496.94 ↓ -86%
Cigna QHP $515.34 ↓ -86%
United OptionsPPO $688.35 ↓ -81%
BCBS BlueAdvantageHMO $909.21 ↓ -75%
BCBS MyBlueHealth $909.21 ↓ -75%
Unicare CHIP $957.06 ↓ -74%
Cigna LocalPlus $971.78 ↓ -74%
Cigna NewBusiness $971.78 ↓ -74%
Humana Tricare $1,069.47 ↓ -71%
BCBS MCRPPO $1,080.93 ↓ -71%
BCBS MGMCRHMO $1,080.93 ↓ -71%
Cigna OpenAccessPlus $1,085.89 ↓ -71%
Cigna NetworkBenefit $1,085.89 ↓ -71%
Cigna HMO $1,085.89 ↓ -71%
WellMed MGMCR $1,097.04 ↓ -70%
Mutual of Omaha MGMCR $1,102.55 ↓ -70%
Devoted Health SNP $1,102.55 ↓ -70%
Devoted Health HMO $1,102.55 ↓ -70%
Devoted Health POS $1,102.55 ↓ -70%
Devoted Health MCR $1,102.55 ↓ -70%
Devoted Health MME $1,102.55 ↓ -70%
TriWest Veterans FEDERAL $1,102.55 ↓ -70%
Humana MGMCR $1,102.55 ↓ -70%
Devoted Health PPO $1,102.55 ↓ -70%
Amerigroup DualEligible $1,102.55 ↓ -70%
United MGMCR $1,108.06 ↓ -70%
Aetna MCR $1,111.92 ↓ -70%
Care N Care MGMCR $1,113.58 ↓ -70%
Cigna Healthspring MGMCR $1,124.60 ↓ -69%
Integranet MGMCR $1,135.63 ↓ -69%
WellCare MGMCR $1,135.63 ↓ -69%
Superior Health Plan MGMCRPPO $1,157.68 ↓ -69%
Superior Health Plan MGMCRHMO $1,157.68 ↓ -69%
ProCare Advantge MCR $1,157.68 ↓ -69%
American Health Plan of Texas, Inc. MGMCR $1,157.68 ↓ -69%
Superior Health Plan MGMCRSNP $1,157.68 ↓ -69%
Superior Health Plan MGMCRPOS $1,157.68 ↓ -69%
Superior Health Plan MGMCRPFFS $1,157.68 ↓ -69%
Superior Health Plan MGMCRDualEligible $1,157.68 ↓ -69%
Provider Partners Health Plan MCR $1,168.70 ↓ -68%
Texas Independent Health Plan MGMCR $1,168.70 ↓ -68%
BCBS BlueEssentialsAccess $1,174.24 ↓ -68%
BCBS BlueEssentials $1,174.24 ↓ -68%
Molina MME $1,201.78 ↓ -67%
Cenpatico BHMGMCR $1,201.78 ↓ -67%
Molina MMP $1,201.78 ↓ -67%
Molina MCR $1,201.78 ↓ -67%
Imperial Insurance Company MCR $1,212.81 ↓ -67%
BCBS EPOSOA $1,233.13 ↓ -67%
Healthcare Highways CityofPlano $1,244.18 ↓ -66%
City of McKinney COMM $1,288.35 ↓ -65%
BCBS PPO $1,288.35 ↓ -65%
Universal Healthcare Group MCR $1,323.06 ↓ -64%
Cigna AllOther $1,373.01 ↓ -63%
Verda Health Plan MGMCR $1,433.32 ↓ -61%
BCBS Traditional $1,634.36 ↓ -56%
Bravo Health MCRPOS $1,653.82 ↓ -55%
Bravo Health MCRHMO $1,653.82 ↓ -55%
Bravo Health MCRPPO $1,653.82 ↓ -55%
Bravo Health MCRSNP $1,653.82 ↓ -55%
Bravo Health MCRPFFS $1,653.82 ↓ -55%
National ChoiceCare WCOMP $1,840.50 ↓ -50%
Aetna ASA $1,939.89 ↓ -47%
Superior ValueHMO $1,973.56 ↓ -46%
Rockport Health Group WORKERSCOMP $2,024.55 ↓ -45%
Aetna WCOMP $2,024.55 ↓ -45%
Physicians Coop of TX MGMCR $2,024.55 ↓ -45%
PC Texas Partners WCOMP $2,024.55 ↓ -45%
USA Managed Care WORKERSCOMP $2,094.84 ↓ -43%
Averde Health, Inc PPO $2,134.98 ↓ -42%
Corvel Corporation WORKERSCOMP $2,183.05 ↓ -41%
Value Options Behavioral Health COMM $2,208.60 ↓ -40%
Magellan BH Pinnacle $2,208.60 ↓ -40%
Magellan BH Summit $2,208.60 ↓ -40%
Humana BHCOMM $2,392.65 ↓ -35%
Superior HMO $2,469.71 ↓ -33%
Superior EPO $2,469.71 ↓ -33%
Mega Life MGMCRPPO $2,576.70 ↓ -30%
Aetna Coventry First Health COMM $2,676.09 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $2,760.75 ↓ -25%
Molina Healthcare HIX $2,888.68 ↓ -22%
HealthSmart Preferred Care PPO $2,944.80 ↓ -20%
ComPsych Corporation COMM $2,944.80 ↓ -20%
Cigna Behavioral Health COMM $2,944.80 ↓ -20%
USA Managed Care COMM $2,944.80 ↓ -20%
Galaxy Health Network PPO $3,128.85 ↓ -15%
National Healthcare Solutions COMM $3,681.00 ↑ +0%
Independent Medical Systems COMM $3,681.00 ↑ +0%
Unicare MCD $3,681.00 ↑ +0%
Humana COMM $6,228.87 ↑ +69%

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Afo rig ant tib tcf/= custom at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,225.69 $252.29 – $1,838.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,225.69 $245.14 – $1,634.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,225.69 $393.45 – $1,838.53
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,225.69 $633.27 – $1,838.53
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,225.69 $408.56 – $1,838.53
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $1,225.69 $245.14 – $1,634.25
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $1,225.69 $306.42 – $1,838.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $1,225.69 $224.71 – $1,838.53

All Texas hospitals for this procedure →