_afb org id by sequencing rflx ast-sendout at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$502.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$502.97

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.21 with Superior Health Plan vs $1,281.54 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARPLUS $35.21 ↓ -93%
Superior Health Plan STARHealth $35.21 ↓ -93%
Superior Health Plan MCDSTAR $35.21 ↓ -93%
Superior Health Plan STARKids $35.21 ↓ -93%
Superior Health Plan CHIP $35.21 ↓ -93%
Cigna IFP $67.90 ↓ -87%
Cigna QHP $70.42 ↓ -86%
United OptionsPPO $94.06 ↓ -81%
United STARPLUS $96.90 ↓ -81%
United STARPerinate $96.90 ↓ -81%
Parkland Community Health Plan MCD $96.90 ↓ -81%
Amerigroup MGMCD $96.90 ↓ -81%
United STARKids $96.90 ↓ -81%
United STAR $96.90 ↓ -81%
Amerigroup CHIP $96.90 ↓ -81%
United CHIP $96.90 ↓ -81%
Cigna Healthspring MGMCD $101.75 ↓ -80%
Aetna Better Health MCD $104.65 ↓ -79%
Aetna Better Health CHIP $104.65 ↓ -79%
Molina MCDSTAR $106.59 ↓ -79%
Molina CHIP $106.59 ↓ -79%
Molina STAR+PLUS $106.59 ↓ -79%
Molina STARKIDS $106.59 ↓ -79%
WellMed MGMCR $114.78 ↓ -77%
United NarrowNetworkIndivExchange $115.36 ↓ -77%
United AllPayerAppendix $115.36 ↓ -77%
Devoted Health HMO $115.36 ↓ -77%
Devoted Health POS $115.36 ↓ -77%
Devoted Health MCR $115.36 ↓ -77%
Devoted Health MME $115.36 ↓ -77%
TriWest Veterans FEDERAL $115.36 ↓ -77%
BCBS MGMCRHMO $115.36 ↓ -77%
Humana MGMCR $115.36 ↓ -77%
Devoted Health PPO $115.36 ↓ -77%
BCBS MCRPPO $115.36 ↓ -77%
Mutual of Omaha MGMCR $115.36 ↓ -77%
Devoted Health SNP $115.36 ↓ -77%
Amerigroup DualEligible $115.36 ↓ -77%
United SmallGroup $115.36 ↓ -77%
United MGMCR $115.94 ↓ -77%
Aetna MCR $116.34 ↓ -77%
Care N Care MGMCR $116.51 ↓ -77%
Cigna Healthspring MGMCR $117.67 ↓ -77%
Integranet MGMCR $118.82 ↓ -76%
WellCare MGMCR $118.82 ↓ -76%
Humana Tricare $121.10 ↓ -76%
Humana MGMCD $121.13 ↓ -76%
Superior Health Plan MGMCRSNP $121.13 ↓ -76%
Superior Health Plan MGMCRPOS $121.13 ↓ -76%
Superior Health Plan MGMCRPFFS $121.13 ↓ -76%
Superior Health Plan MGMCRDualEligible $121.13 ↓ -76%
Superior Health Plan MGMCRPPO $121.13 ↓ -76%
Superior Health Plan MGMCRHMO $121.13 ↓ -76%
American Health Plan of Texas, Inc. MGMCR $121.13 ↓ -76%
ProCare Advantge MCR $121.13 ↓ -76%
Provider Partners Health Plan MCR $122.28 ↓ -76%
Texas Independent Health Plan MGMCR $122.28 ↓ -76%
Healthcare Highways NarrowNetwork $123.23 ↓ -75%
Cenpatico BHMGMCR $125.74 ↓ -75%
Molina MME $125.74 ↓ -75%
Molina MMP $125.74 ↓ -75%
Molina MCR $125.74 ↓ -75%
Imperial Insurance Company MCR $126.90 ↓ -75%
Evry Health COMM $129.77 ↓ -74%
Unicare CHIP $130.77 ↓ -74%
Universal Healthcare Group MCR $138.43 ↓ -72%
Aetna QHPHIX $146.75 ↓ -71%
Verda Health Plan MGMCR $149.97 ↓ -70%
Healthcare Highways CityofPlano $170.00 ↓ -66%
Bravo Health MCRSNP $173.04 ↓ -66%
Bravo Health MCRPPO $173.04 ↓ -66%
Bravo Health MCRHMO $173.04 ↓ -66%
Bravo Health MCRPOS $173.04 ↓ -66%
Bravo Health MCRPFFS $173.04 ↓ -66%
City of McKinney COMM $176.04 ↓ -65%
BCBS BluePremier $178.81 ↓ -64%
BCBS MyBlueHealth $201.88 ↓ -60%
BCBS BlueAdvantageHMO $201.88 ↓ -60%
Aetna NewBusiness $202.12 ↓ -60%
Superior ValueHMO $206.49 ↓ -59%
Aetna Meritain $215.27 ↓ -57%
Aetna COMM $215.27 ↓ -57%
USA Managed Care WORKERSCOMP $219.18 ↓ -56%
BCBS Traditional $223.32 ↓ -56%
Fidelis SecureCare MGMCR $226.34 ↓ -55%
Corvel Corporation WORKERSCOMP $228.41 ↓ -55%
National ChoiceCare WCOMP $251.49 ↓ -50%
Aetna OON $253.35 ↓ -50%
Superior EPO $258.41 ↓ -49%
Superior HMO $258.41 ↓ -49%
Aetna ASA $265.07 ↓ -47%
PC Texas Partners WCOMP $276.63 ↓ -45%
Aetna WCOMP $276.63 ↓ -45%
Rockport Health Group WORKERSCOMP $276.63 ↓ -45%
Physicians Coop of TX MGMCR $276.63 ↓ -45%
BCBS BlueEssentials $284.94 ↓ -43%
BCBS BlueEssentialsAccess $284.94 ↓ -43%
Averde Health, Inc PPO $291.72 ↓ -42%
BCBS EPOSOA $298.78 ↓ -41%
Oscar HIX $299.94 ↓ -40%
Value Options Behavioral Health COMM $301.78 ↓ -40%
Magellan BH Summit $301.78 ↓ -40%
Magellan BH Pinnacle $301.78 ↓ -40%
Molina Healthcare HIX $302.24 ↓ -40%
BCBS PPO $312.63 ↓ -38%
Humana BHCOMM $326.93 ↓ -35%
Multiplan PHCS PrimaryNetwork $352.08 ↓ -30%
Coastal Comp Health Networks WCOMP $352.08 ↓ -30%
Mega Life MGMCRPPO $352.08 ↓ -30%
Aetna Coventry First Health COMM $365.66 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $377.23 ↓ -25%
USA Managed Care COMM $402.38 ↓ -20%
ComPsych Corporation COMM $402.38 ↓ -20%
HealthSmart Preferred Care PPO $402.38 ↓ -20%
Cigna Behavioral Health COMM $402.38 ↓ -20%
Galaxy Health Network PPO $427.52 ↓ -15%
Cigna LocalPlus $439.04 ↓ -13%
Cigna NewBusiness $439.48 ↓ -13%
Cigna NetworkBenefit $490.38 ↓ -3%
Cigna OpenAccessPlus $490.38 ↓ -3%
Cigna HMO $490.38 ↓ -3%
Unicare MCD $502.97 ↑ +0%
National Healthcare Solutions COMM $502.97 ↑ +0%
Independent Medical Systems COMM $502.97 ↑ +0%
Cigna AllOther $620.64 ↑ +23%
Humana COMM $1,281.54 ↑ +155%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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_afb org id by sequencing rflx ast-sendout at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $473.33 $10.00 – $591.66
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $473.33 $10.00 – $591.66
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $473.33 $10.00 – $591.66
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $473.33 $12.00 – $709.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $459.54 $12.00 – $574.42
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $473.33 $10.00 – $591.66
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $473.33 $12.00 – $709.99
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $473.33 $8.00 – $709.99

All Texas hospitals for this procedure →