3d recon without postprocess indpndt at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.86 with BCBS vs $1,006.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS BluePremier $15.86
BCBS MyBlueHealth $17.46
BCBS BlueAdvantageHMO $17.46
BCBS BlueEssentialsAccess $51.85
BCBS BlueEssentials $51.85
Superior Health Plan MCDSTAR $53.75
Superior Health Plan CHIP $53.75
Superior Health Plan STARKids $53.75
Superior Health Plan STARPLUS $53.75
Superior Health Plan STARHealth $53.75
Humana COMM $53.91
BCBS EPOSOA $54.39
BCBS PPO $56.92
Cigna IFP $103.66
Cigna QHP $107.50
United OptionsPPO $143.59
Imperial Insurance Company MCR $145.89
Unicare CHIP $199.64
Healthcare Highways CityofPlano $259.53
BCBS Traditional $340.92
Fidelis SecureCare MGMCR $345.53
National ChoiceCare WCOMP $383.92
Aetna ASA $404.65
PC Texas Partners WCOMP $422.31
Physicians Coop of TX MGMCR $422.31
Rockport Health Group WORKERSCOMP $422.31
Aetna WCOMP $422.31
Averde Health, Inc PPO $445.35
Value Options Behavioral Health COMM $460.70
Magellan BH Pinnacle $460.70
Magellan BH Summit $460.70
Humana BHCOMM $499.10
Mega Life MGMCRPPO $537.49
Coastal Comp Health Networks WCOMP $537.49
Aetna Coventry First Health COMM $558.22
LEWISVILLE ISD/DLS CONSULTING COMMPPO $575.88
Aetna QHPHIX $584.00
HealthSmart Preferred Care PPO $614.27
Cigna Behavioral Health COMM $614.27
USA Managed Care COMM $614.27
ComPsych Corporation COMM $614.27
Galaxy Health Network PPO $652.66
Independent Medical Systems COMM $767.84
National Healthcare Solutions COMM $767.84
Unicare MCD $767.84
Aetna NewBusiness $800.00
Aetna Meritain $856.00
Aetna COMM $856.00
Aetna OON $1,006.00

Visitor-reported prices

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3d recon without postprocess indpndt at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $121.28 $26.66 – $171.82
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $121.28 $25.95 – $171.82
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $121.28 $26.66 – $171.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $508.13 $44.79 – $762.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $508.13 $44.79 – $635.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $121.28 $30.53 – $171.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $508.13 $54.52 – $762.19
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $508.13 $262.53 – $762.19

All Texas hospitals for this procedure →