3-d radiotherapy plan at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$280.08 with Cigna vs $2,074.70 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna IFP $280.08
Cigna QHP $290.46
United OptionsPPO $387.97
Oscar HIX $431.54
Aetna QHPHIX $440.17
Healthcare Highways NarrowNetwork $508.30
Evry Health COMM $535.27
Unicare CHIP $539.42
Aetna NewBusiness $603.51
Humana COMM $642.95
Aetna Meritain $646.49
Aetna COMM $646.49
Healthcare Highways CityofPlano $701.25
BCBS BluePremier $706.50
City of McKinney COMM $726.14
Aetna OON $758.26
Curative Administrators COMM $829.88
BCBS Traditional $921.17
Fidelis SecureCare MGMCR $933.61
BCBS BlueAdvantageHMO $951.06
BCBS MyBlueHealth $951.06
National ChoiceCare WCOMP $1,037.35
Aetna ASA $1,093.37
Rockport Health Group WORKERSCOMP $1,141.08
Aetna WCOMP $1,141.08
PC Texas Partners WCOMP $1,141.08
Physicians Coop of TX MGMCR $1,141.08
Averde Health, Inc PPO $1,203.33
Magellan BH Summit $1,244.82
Value Options Behavioral Health COMM $1,244.82
Magellan BH Pinnacle $1,244.82
BCBS BlueEssentials $1,277.13
BCBS BlueEssentialsAccess $1,277.13
BCBS EPOSOA $1,342.35
Humana BHCOMM $1,348.56
BCBS PPO $1,404.84
Multiplan PHCS PrimaryNetwork $1,452.29
Mega Life MGMCRPPO $1,452.29
Coastal Comp Health Networks WCOMP $1,452.29
Aetna Coventry First Health COMM $1,508.31
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,556.03
HealthSmart Preferred Care PPO $1,659.76
Cigna Behavioral Health COMM $1,659.76
USA Managed Care COMM $1,659.76
ComPsych Corporation COMM $1,659.76
Galaxy Health Network PPO $1,763.49
National Healthcare Solutions COMM $2,074.70
Unicare MCD $2,074.70
Independent Medical Systems COMM $2,074.70

Visitor-reported prices

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3-d radiotherapy plan at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $5,482.48 $423.90 – $6,853.10
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $5,482.48 $423.90 – $6,853.10
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $5,482.48 $423.90 – $6,853.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $5,482.19 $1,059.75 – $8,223.28
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $5,002.69 $1,000.54 – $6,253.36
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $5,482.48 $260.86 – $6,853.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $5,482.19 $1,290.72 – $8,223.28
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $5,482.19 $2,832.46 – $8,223.28

All Texas hospitals for this procedure →