Pr counseling smoke/tobacco intermediate greater 3 - 10 minutes at BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY

5268 W University Dr, McKinney, TX · Baylor Scott & White Health · · NPI 1962504340

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$48.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$81.19

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.42 with United Healthcare vs $81.71 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Medicaid/CHIP $10.42 ↓ -79%
Superior Health Plan Medicaid $12.18 ↓ -75%
Baylor Scott & White Health Plan Medicare Advantage $35.76 ↓ -27%
CORVEL Worker's Compensation $36.51 ↓ -25%
Humana Medicare $37.64 ↓ -23%
TriWest Community Care Network $37.64 ↓ -23%
Aetna Medicare Advantage $37.64 ↓ -23%
Employers Health Network BSWQA Direct/EHN Rental $38.16 ↓ -22%
Blue Cross Blue Shield Blue Advantage $38.71 ↓ -21%
Superior Health Plan Medicare $39.52 ↓ -19%
ProCare Advantage Medicare Advantage $39.52 ↓ -19%
HealthSpring Medicare Advantage $39.52 ↓ -19%
Blue Cross Blue Shield Medicare Advantage $39.52 ↓ -19%
American Health Plan Medicare Advantage $39.52 ↓ -19%
Cigna Local Plus $40.03 ↓ -18%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $40.03 ↓ -18%
United Healthcare Medicare Advantage $42.16 ↓ -13%
Aetna Commercial $44.65 ↓ -8%
QuikTrip Employee Benefit Plan $44.65 ↓ -8%
Employers Health Network EHN Network $44.65 ↓ -8%
Baylor Scott & White Health Plan BSW Premier - Small Group $45.17 ↓ -7%
Cigna HMO/PPO $47.09 ↓ -3%
Imagine Health Commercial $47.09 ↓ -3%
University of Mary Hardin-Baylor Commercial $47.09 ↓ -3%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $47.09 ↓ -3%
Baylor Scott & White Health Plan BSW Premier - Individual $47.24 ↓ -3%
Prime Health Services Worker's Compensation $47.46 ↓ -3%
United Healthcare Charter $50.49 ↑ +4%
United Healthcare Nexus $50.49 ↑ +4%
Curative Commercial $52.77 ↑ +8%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $54.73 ↑ +12%
United Healthcare Commercial Broad $56.10 ↑ +15%
Sedgwick Preferred Network $56.27 ↑ +16%
Humana Commercial PPO $56.83 ↑ +17%
HealthSmart Accel Network $56.83 ↑ +17%
First Health PPO $56.83 ↑ +17%
Private Health Care System PHCS Network $60.89 ↑ +25%
HealthSmart Preferred Network $60.89 ↑ +25%
Baylor Scott & White Health Plan BSW Plus - Small Group $62.11 ↑ +28%
Mark Cuban Commercial $71.08 ↑ +46%
Blue Cross Blue Shield City of Dallas $73.52 ↑ +51%
Blue Cross Blue Shield Blue Essentials (HMO) $77.68 ↑ +59%
Superior Ambetter Ambetter Exchange $80.93 ↑ +66%
Blue Cross Blue Shield BlueChoice (PPO) $81.71 ↑ +68%

Visitor-reported prices

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Pr counseling smoke/tobacco intermediate greater 3 - 10 minutes at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $48.71 $13.80 – $80.93
Adventhealth Rollins Brook Lampasas $126.18 $48.55 – $48.55
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $48.71 $13.80 – $80.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $48.71 $10.03 – $73.07
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $48.71 $9.74 – $71.08
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $48.71 $12.99 – $80.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $48.71 $15.64 – $73.07
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $48.71 $25.17 – $73.07

All Texas hospitals for this procedure →