Infectious agent nucleic acid amplified probe sars-cov-2/inf a & b at BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY

5268 W University Dr, McKinney, TX · Baylor Scott & White Health · · NPI 1962504340

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$61.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$102.41

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.00 with United Healthcare vs $735.97 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Nexus $10.00 ↓ -84%
United Healthcare Charter $10.00 ↓ -84%
United Healthcare Commercial Broad $11.00 ↓ -82%
Employers Health Network BSWQA Direct/EHN Rental $48.13 ↓ -22%
Cigna Local Plus $50.49 ↓ -18%
Aetna Commercial $56.33 ↓ -8%
QuikTrip Employee Benefit Plan $56.33 ↓ -8%
Employers Health Network EHN Network $56.33 ↓ -8%
Imagine Health Commercial $59.40 ↓ -3%
University of Mary Hardin-Baylor Commercial $59.40 ↓ -3%
Cigna HMO/PPO $59.40 ↓ -3%
Curative Commercial $66.57 ↑ +8%
HealthSmart Accel Network $71.69 ↑ +17%
First Health PPO $71.69 ↑ +17%
Humana Commercial PPO $71.69 ↑ +17%
Private Health Care System PHCS Network $76.81 ↑ +25%
HealthSmart Preferred Network $76.81 ↑ +25%
Superior Health Plan Medicaid $119.81 ↑ +95%
United Healthcare Medicaid/CHIP $128.20 ↑ +109%
Baylor Scott & White Health Plan Medicare Advantage $135.50 ↑ +121%
CORVEL Worker's Compensation $138.35 ↑ +125%
Humana Medicare $142.63 ↑ +132%
TriWest Community Care Network $142.63 ↑ +132%
Aetna Medicare Advantage $142.63 ↑ +132%
ProCare Advantage Medicare Advantage $149.76 ↑ +144%
Blue Cross Blue Shield Medicare Advantage $149.76 ↑ +144%
American Health Plan Medicare Advantage $149.76 ↑ +144%
HealthSpring Medicare Advantage $149.76 ↑ +144%
Superior Health Plan Medicare $149.76 ↑ +144%
United Healthcare Medicare Advantage $159.75 ↑ +160%
Baylor Scott & White Health Plan BSW Premier - Small Group $171.16 ↑ +179%
Baylor Scott & White Health Plan BSW Premier - Individual $179.00 ↑ +191%
Prime Health Services Worker's Compensation $179.86 ↑ +193%
Sedgwick Preferred Network $213.23 ↑ +247%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $218.79 ↑ +256%
Baylor Scott & White Health Plan BSW Plus - Small Group $235.34 ↑ +283%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $257.40 ↑ +319%
Superior Ambetter Ambetter Exchange $306.65 ↑ +399%
Mark Cuban Commercial $342.31 ↑ +457%
Blue Cross Blue Shield Blue Advantage $348.02 ↑ +466%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $493.50 ↑ +703%
Blue Cross Blue Shield City of Dallas $661.80 ↑ +977%
Blue Cross Blue Shield Blue Essentials (HMO) $698.89 ↑ +1037%
Blue Cross Blue Shield BlueChoice (PPO) $735.97 ↑ +1098%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Infectious agent nucleic acid amplified probe sars-cov-2/inf a & b at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $61.45 $10.00 – $342.31
Adventhealth Rollins Brook Lampasas $762.84 $128.37 – $549.13
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $61.45 $10.00 – $342.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $61.45 $12.00 – $342.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $61.45 $12.00 – $342.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $61.45 $10.00 – $342.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $61.45 $12.00 – $342.31
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $61.45 $8.00 – $342.31

All Texas hospitals for this procedure →