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CT Scan of Abdomen and Pelvis (with and without contrast) at BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY

5268 W University Dr, McKinney, TX · Baylor Scott & White Health · · NPI 1962504340

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$4,172.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$6,953.54

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$332.94 with Baylor Scott & White Health Plan vs $5,215.15 with Private Health Care System — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Baylor Scott & White Health Plan Medicare Advantage $332.94 ↓ -92%
CORVEL Worker's Compensation $339.95 ↓ -92%
Superior Health Plan Medicaid $350.18 ↓ -92%
Humana Medicare $350.46 ↓ -92%
Aetna Medicare Advantage $350.46 ↓ -92%
TriWest Community Care Network $350.46 ↓ -92%
Blue Cross Blue Shield Medicare Advantage $367.98 ↓ -91%
ProCare Advantage Medicare Advantage $367.98 ↓ -91%
HealthSpring Medicare Advantage $367.98 ↓ -91%
American Health Plan Medicare Advantage $367.98 ↓ -91%
Superior Health Plan Medicare $367.98 ↓ -91%
United Healthcare Medicaid/CHIP $374.69 ↓ -91%
United Healthcare Medicare Advantage $392.52 ↓ -91%
Baylor Scott & White Health Plan BSW Premier - Small Group $420.55 ↓ -90%
Baylor Scott & White Health Plan BSW Premier - Individual $439.83 ↓ -89%
Prime Health Services Worker's Compensation $441.93 ↓ -89%
Sedgwick Preferred Network $523.94 ↓ -87%
Baylor Scott & White Health Plan BSW Plus - Small Group $578.26 ↓ -86%
Superior Ambetter Ambetter Exchange $753.49 ↓ -82%
Mark Cuban Commercial $952.69 ↓ -77%
Blue Cross Blue Shield Blue Advantage $1,248.65 ↓ -70%
Imagine Health Commercial $1,454.00 ↓ -65%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,557.43 ↓ -63%
Cigna Local Plus $1,673.00 ↓ -60%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $1,771.78 ↓ -58%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $1,832.27 ↓ -56%
University of Mary Hardin-Baylor Commercial $1,841.00 ↓ -56%
United Healthcare Charter $1,959.00 ↓ -53%
United Healthcare Nexus $1,959.00 ↓ -53%
Cigna HMO/PPO $1,968.00 ↓ -53%
United Healthcare Commercial Broad $2,177.00 ↓ -48%
Blue Cross Blue Shield City of Dallas $2,378.93 ↓ -43%
Blue Cross Blue Shield Blue Essentials (HMO) $2,508.75 ↓ -40%
Blue Cross Blue Shield BlueChoice (PPO) $2,642.40 ↓ -37%
Employers Health Network BSWQA Direct/EHN Rental $3,268.16 ↓ -22%
Employers Health Network EHN Network $3,824.45 ↓ -8%
QuikTrip Employee Benefit Plan $3,824.45 ↓ -8%
Aetna Commercial $3,824.45 ↓ -8%
Curative Commercial $4,519.80 ↑ +8%
Humana Commercial PPO $4,867.48 ↑ +17%
HealthSmart Accel Network $4,867.48 ↑ +17%
First Health PPO $4,867.48 ↑ +17%
HealthSmart Preferred Network $5,215.15 ↑ +25%
Private Health Care System PHCS Network $5,215.15 ↑ +25%

Visitor-reported prices

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CT Scan of Abdomen and Pelvis (with and without contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $4,172.12 $332.94 – $5,215.15
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $4,172.12 $332.94 – $5,215.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,788.88 $494.01 – $5,683.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $4,135.82 $332.94 – $5,169.78
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,788.88 $332.94 – $5,683.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $4,172.12 $332.94 – $5,215.15
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,788.88 $350.18 – $5,683.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $4,172.12 $333.49 – $5,215.15

All Texas hospitals for this procedure →