Prq trluml c athrc 1 art&/br at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY
5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065
$14,770.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$24,617.09
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,184.91 with Superior Health Plan vs $51,722.27 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | Medicaid | $4,184.91 | ↓ -72% |
| United Healthcare | Medicaid/CHIP | $4,477.85 | ↓ -70% |
| Baylor Scott & White Health Plan | Medicare Advantage | $11,016.95 | ↓ -25% |
| CORVEL | Worker's Compensation | $11,248.89 | ↓ -24% |
| Employers Health Network | BSWQA Direct/EHN Rental | $11,570.03 | ↓ -22% |
| Humana | Medicare | $11,596.79 | ↓ -21% |
| TriWest | Community Care Network | $11,596.79 | ↓ -21% |
| Aetna | Medicare Advantage | $11,596.79 | ↓ -21% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $12,136.23 | ↓ -18% |
| Blue Cross Blue Shield | Medicare Advantage | $12,176.63 | ↓ -18% |
| American Health Plan | Medicare Advantage | $12,176.63 | ↓ -18% |
| ProCare Advantage | Medicare Advantage | $12,176.63 | ↓ -18% |
| HealthSpring | Medicare Advantage | $12,176.63 | ↓ -18% |
| Superior Health Plan | Medicare | $12,176.63 | ↓ -18% |
| United Healthcare | Medicare Advantage | $12,988.40 | ↓ -12% |
| Employers Health Network | EHN Network | $13,539.40 | ↓ -8% |
| Aetna | Commercial | $13,539.40 | ↓ -8% |
| QuikTrip | Employee Benefit Plan | $13,539.40 | ↓ -8% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $13,916.15 | ↓ -6% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $14,277.91 | ↓ -3% |
| University of Mary Hardin-Baylor | Commercial | $14,277.91 | ↓ -3% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $14,553.97 | ↓ -1% |
| Prime Health Services | Worker's Compensation | $14,623.55 | ↓ -1% |
| Curative | Commercial | $16,001.11 | ↑ +8% |
| Superior Ambetter | Ambetter Exchange | $16,001.11 | ↑ +8% |
| Cigna | Local Plus | $16,180.00 | ↑ +10% |
| First Health | PPO | $17,231.96 | ↑ +17% |
| HealthSmart | Accel Network | $17,231.96 | ↑ +17% |
| Humana | Commercial PPO | $17,231.96 | ↑ +17% |
| Sedgwick | Preferred Network | $17,337.20 | ↑ +17% |
| HealthSmart | Preferred Network | $18,462.82 | ↑ +25% |
| Private Health Care System | PHCS Network | $18,462.82 | ↑ +25% |
| United Healthcare | Nexus | $19,034.00 | ↑ +29% |
| United Healthcare | Charter | $19,034.00 | ↑ +29% |
| Cigna | HMO/PPO | $19,035.00 | ↑ +29% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $19,134.70 | ↑ +30% |
| United Healthcare | Commercial Broad | $21,149.00 | ↑ +43% |
| Blue Cross Blue Shield | Blue Advantage | $24,473.95 | ↑ +66% |
| Mark Cuban | Commercial | $27,252.71 | ↑ +85% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $34,679.68 | ↑ +135% |
| Blue Cross Blue Shield | City of Dallas | $46,569.86 | ↑ +215% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $49,146.06 | ↑ +233% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $51,722.27 | ↑ +250% |
| Imagine Health | Commercial | not published by hospital | — |
Visitor-reported prices
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Prq trluml c athrc 1 art&/br at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $14,770.25 | $3,160.83 – $27,252.71 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $14,770.25 | $4,184.91 – $27,252.71 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $13,509.68 | $2,780.74 – $27,252.71 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $12,866.36 | $2,573.27 – $27,252.71 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $14,770.25 | $3,938.73 – $27,252.71 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $13,509.68 | $4,336.61 – $27,252.71 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $13,509.68 | $6,980.00 – $27,252.71 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $12,866.36 | $4,288.79 – $27,252.71 |