Provide inr test mater/equip at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY

5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$151.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$251.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.82 with Superior Health Plan vs $751.23 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $42.82 ↓ -72%
United Healthcare Medicaid/CHIP $45.82 ↓ -70%
Employers Health Network BSWQA Direct/EHN Rental $118.39 ↓ -22%
Cigna Local Plus $124.19 ↓ -18%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $124.19 ↓ -18%
Baylor Scott & White Health Plan Medicare Advantage $127.05 ↓ -16%
CORVEL Worker's Compensation $129.73 ↓ -14%
Humana Medicare $133.74 ↓ -12%
TriWest Community Care Network $133.74 ↓ -12%
Aetna Medicare Advantage $133.74 ↓ -12%
Employers Health Network EHN Network $138.54 ↓ -8%
Aetna Commercial $138.54 ↓ -8%
QuikTrip Employee Benefit Plan $138.54 ↓ -8%
ProCare Advantage Medicare Advantage $140.43 ↓ -7%
Superior Health Plan Medicare $140.43 ↓ -7%
Blue Cross Blue Shield Medicare Advantage $140.43 ↓ -7%
HealthSpring Medicare Advantage $140.43 ↓ -7%
American Health Plan Medicare Advantage $140.43 ↓ -7%
Imagine Health Commercial $146.10 ↓ -3%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $146.10 ↓ -3%
Cigna HMO/PPO $146.10 ↓ -3%
University of Mary Hardin-Baylor Commercial $146.10 ↓ -3%
United Healthcare Medicare Advantage $149.79 ↓ -1%
United Healthcare Nexus $156.66 ↑ +4%
United Healthcare Charter $156.66 ↑ +4%
Baylor Scott & White Health Plan BSW Premier - Small Group $160.49 ↑ +6%
Curative Commercial $163.74 ↑ +8%
Baylor Scott & White Health Plan BSW Premier - Individual $167.84 ↑ +11%
Prime Health Services Worker's Compensation $168.65 ↑ +12%
United Healthcare Commercial Broad $174.06 ↑ +15%
First Health PPO $176.33 ↑ +17%
HealthSmart Accel Network $176.33 ↑ +17%
Humana Commercial PPO $176.33 ↑ +17%
Private Health Care System PHCS Network $188.93 ↑ +25%
HealthSmart Preferred Network $188.93 ↑ +25%
Sedgwick Preferred Network $199.94 ↑ +32%
Baylor Scott & White Health Plan BSW Plus - Small Group $220.67 ↑ +46%
Superior Ambetter Ambetter Exchange $287.54 ↑ +90%
Mark Cuban Commercial $327.47 ↑ +117%
Blue Cross Blue Shield Blue Advantage $355.91 ↑ +135%
Blue Cross Blue Shield City of Dallas $675.87 ↑ +347%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $711.81 ↑ +371%
Blue Cross Blue Shield Blue Essentials (HMO) $714.13 ↑ +372%
Blue Cross Blue Shield BlueChoice (PPO) $751.23 ↑ +397%

Visitor-reported prices

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Provide inr test mater/equip at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $151.14 $32.34 – $327.47
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $151.14 $42.82 – $327.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $151.14 $31.11 – $327.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $163.23 $32.65 – $327.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $151.14 $40.30 – $327.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $151.14 $48.52 – $327.47
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $151.14 $78.09 – $3,235.82
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $163.23 $54.41 – $327.47

All Texas hospitals for this procedure →