Perq p-art revsc 1 abnor uni at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY
5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065
$20,071.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$33,452.34
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5,338.09 with Superior Health Plan vs $43,439.01 with Mark Cuban — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | Medicaid | $5,338.09 | ↓ -73% |
| United Healthcare | Medicaid/CHIP | $5,711.76 | ↓ -72% |
| Cigna | Local Plus | $7,038.00 | ↓ -65% |
| Cigna | HMO/PPO | $8,280.00 | ↓ -59% |
| Blue Cross Blue Shield | Blue Advantage | $11,708.32 | ↓ -42% |
| Employers Health Network | BSWQA Direct/EHN Rental | $15,722.60 | ↓ -22% |
| United Healthcare | Charter | $16,062.00 | ↓ -20% |
| United Healthcare | Nexus | $16,062.00 | ↓ -20% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $16,492.00 | ↓ -18% |
| Baylor Scott & White Health Plan | Medicare Advantage | $17,494.41 | ↓ -13% |
| United Healthcare | Commercial Broad | $17,847.00 | ↓ -11% |
| CORVEL | Worker's Compensation | $17,862.71 | ↓ -11% |
| QuikTrip | Employee Benefit Plan | $18,398.79 | ↓ -8% |
| Aetna | Commercial | $18,398.79 | ↓ -8% |
| Employers Health Network | EHN Network | $18,398.79 | ↓ -8% |
| Humana | Medicare | $18,415.17 | ↓ -8% |
| TriWest | Community Care Network | $18,415.17 | ↓ -8% |
| Aetna | Medicare Advantage | $18,415.17 | ↓ -8% |
| Blue Cross Blue Shield | Medicare Advantage | $19,335.93 | ↓ -4% |
| American Health Plan | Medicare Advantage | $19,335.93 | ↓ -4% |
| ProCare Advantage | Medicare Advantage | $19,335.93 | ↓ -4% |
| HealthSpring | Medicare Advantage | $19,335.93 | ↓ -4% |
| Superior Health Plan | Medicare | $19,335.93 | ↓ -4% |
| University of Mary Hardin-Baylor | Commercial | $19,402.36 | ↓ -3% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $19,402.36 | ↓ -3% |
| United Healthcare | Medicare Advantage | $20,624.99 | ↑ +3% |
| Curative | Commercial | $21,744.02 | ↑ +8% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $22,098.20 | ↑ +10% |
| Blue Cross Blue Shield | City of Dallas | $22,413.07 | ↑ +12% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $23,111.04 | ↑ +15% |
| Prime Health Services | Worker's Compensation | $23,221.53 | ↑ +16% |
| First Health | PPO | $23,416.64 | ↑ +17% |
| Humana | Commercial PPO | $23,416.64 | ↑ +17% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $23,416.64 | ↑ +17% |
| HealthSmart | Accel Network | $23,416.64 | ↑ +17% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $24,754.73 | ↑ +23% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $24,754.73 | ↑ +23% |
| Private Health Care System | PHCS Network | $25,089.26 | ↑ +25% |
| HealthSmart | Preferred Network | $25,089.26 | ↑ +25% |
| Sedgwick | Preferred Network | $27,530.68 | ↑ +37% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $30,385.03 | ↑ +51% |
| Superior Ambetter | Ambetter Exchange | $39,592.62 | ↑ +97% |
| Mark Cuban | Commercial | $43,439.01 | ↑ +116% |
| Imagine Health | Commercial | not published by hospital | — |
Visitor-reported prices
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Perq p-art revsc 1 abnor uni at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $20,071.40 | $5,338.09 – $43,439.01 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $20,071.40 | $5,338.09 – $43,439.01 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $20,071.40 | $4,131.36 – $43,439.01 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $20,071.40 | $5,338.09 – $43,439.01 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $20,071.40 | $5,338.09 – $43,439.01 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $20,071.40 | $5,388.00 – $43,439.01 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $20,071.40 | $5,338.09 – $43,439.01 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $20,071.40 | $5,338.09 – $43,439.01 |