Nasal endoscopy with removal of nasal foreign body at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY
5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065
$4,141.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,902.73
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$116.34 with United Healthcare vs $605.10 with Mark Cuban — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Medicaid/CHIP | $116.34 | ↓ -97% |
| Blue Cross Blue Shield | Blue Advantage | $162.88 | ↓ -96% |
| Employers Health Network | BSWQA Direct/EHN Rental | $218.72 | ↓ -95% |
| Baylor Scott & White Health Plan | Medicare Advantage | $226.03 | ↓ -95% |
| Cigna | Local Plus | $229.42 | ↓ -94% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $229.42 | ↓ -94% |
| CORVEL | Worker's Compensation | $230.79 | ↓ -94% |
| Humana | Medicare | $237.93 | ↓ -94% |
| TriWest | Community Care Network | $237.93 | ↓ -94% |
| Aetna | Medicare Advantage | $237.93 | ↓ -94% |
| Blue Cross Blue Shield | Medicare Advantage | $249.83 | ↓ -94% |
| ProCare Advantage | Medicare Advantage | $249.83 | ↓ -94% |
| HealthSpring | Medicare Advantage | $249.83 | ↓ -94% |
| American Health Plan | Medicare Advantage | $249.83 | ↓ -94% |
| Superior Health Plan | Medicare | $249.83 | ↓ -94% |
| Aetna | Commercial | $255.95 | ↓ -94% |
| QuikTrip | Employee Benefit Plan | $255.95 | ↓ -94% |
| Employers Health Network | EHN Network | $255.95 | ↓ -94% |
| United Healthcare | Medicare Advantage | $266.48 | ↓ -94% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $269.91 | ↓ -93% |
| Imagine Health | Commercial | $269.91 | ↓ -93% |
| Cigna | HMO/PPO | $269.91 | ↓ -93% |
| University of Mary Hardin-Baylor | Commercial | $269.91 | ↓ -93% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $285.52 | ↓ -93% |
| United Healthcare | Charter | $289.41 | ↓ -93% |
| United Healthcare | Nexus | $289.41 | ↓ -93% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $298.60 | ↓ -93% |
| Prime Health Services | Worker's Compensation | $300.03 | ↓ -93% |
| Curative | Commercial | $302.48 | ↓ -93% |
| Blue Cross Blue Shield | City of Dallas | $311.79 | ↓ -92% |
| United Healthcare | Commercial Broad | $321.56 | ↓ -92% |
| Humana | Commercial PPO | $325.75 | ↓ -92% |
| First Health | PPO | $325.75 | ↓ -92% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $325.75 | ↓ -92% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $344.37 | ↓ -92% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $344.37 | ↓ -92% |
| HealthSmart | Preferred Network | $349.02 | ↓ -92% |
| HealthSmart | Accel Network | $349.02 | ↓ -92% |
| Private Health Care System | PHCS Network | $349.02 | ↓ -92% |
| Sedgwick | Preferred Network | $355.71 | ↓ -91% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $392.58 | ↓ -91% |
| Superior Ambetter | Ambetter Exchange | $511.55 | ↓ -88% |
| Mark Cuban | Commercial | $605.10 | ↓ -85% |
Visitor-reported prices
Comments
Nasal endoscopy with removal of nasal foreign body at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $4,141.64 | $116.34 – $605.10 |
| Adventhealth Rollins Brook | Lampasas | $704.92 | $254.55 – $4,826.69 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $4,141.64 | $116.34 – $605.10 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $4,039.68 | $37.30 – $605.10 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $4,650.92 | $71.00 – $605.10 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $4,141.64 | $116.34 – $605.10 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $4,039.68 | $75.50 – $605.10 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $4,039.68 | $151.01 – $605.10 |