Mayo chromium at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY

5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$130.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$217.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.00 with United Healthcare vs $163.35 with HealthSmart — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Nexus $10.00 ↓ -92%
United Healthcare Charter $10.00 ↓ -92%
United Healthcare Commercial Broad $11.00 ↓ -92%
Superior Health Plan Medicaid $17.04 ↓ -87%
United Healthcare Medicaid/CHIP $18.23 ↓ -86%
Baylor Scott & White Health Plan Medicare Advantage $19.27 ↓ -85%
CORVEL Worker's Compensation $19.67 ↓ -85%
TriWest Community Care Network $20.28 ↓ -84%
Humana Medicare $20.28 ↓ -84%
Aetna Medicare Advantage $20.28 ↓ -84%
Blue Cross Blue Shield Medicare Advantage $21.29 ↓ -84%
American Health Plan Medicare Advantage $21.29 ↓ -84%
HealthSpring Medicare Advantage $21.29 ↓ -84%
Superior Health Plan Medicare $21.29 ↓ -84%
ProCare Advantage Medicare Advantage $21.29 ↓ -84%
United Healthcare Medicare Advantage $22.71 ↓ -83%
Baylor Scott & White Health Plan BSW Premier - Small Group $24.34 ↓ -81%
Baylor Scott & White Health Plan BSW Premier - Individual $25.45 ↓ -81%
Prime Health Services Worker's Compensation $25.57 ↓ -80%
Sedgwick Preferred Network $30.32 ↓ -77%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $30.60 ↓ -77%
Baylor Scott & White Health Plan BSW Plus - Small Group $33.46 ↓ -74%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $36.00 ↓ -72%
Superior Ambetter Ambetter Exchange $43.60 ↓ -67%
Mark Cuban Commercial $48.67 ↓ -63%
Blue Cross Blue Shield Blue Advantage $49.48 ↓ -62%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $70.17 ↓ -46%
Blue Cross Blue Shield City of Dallas $94.10 ↓ -28%
Blue Cross Blue Shield Blue Essentials (HMO) $99.37 ↓ -24%
Employers Health Network BSWQA Direct/EHN Rental $102.37 ↓ -22%
Blue Cross Blue Shield BlueChoice (PPO) $104.64 ↓ -20%
Cigna Local Plus $107.38 ↓ -18%
Employers Health Network EHN Network $119.79 ↓ -8%
Aetna Commercial $119.79 ↓ -8%
QuikTrip Employee Benefit Plan $119.79 ↓ -8%
University of Mary Hardin-Baylor Commercial $126.32 ↓ -3%
Cigna HMO/PPO $126.32 ↓ -3%
Imagine Health Commercial $126.32 ↓ -3%
Curative Commercial $141.57 ↑ +8%
First Health PPO $152.46 ↑ +17%
Humana Commercial PPO $152.46 ↑ +17%
HealthSmart Accel Network $152.46 ↑ +17%
Private Health Care System PHCS Network $163.35 ↑ +25%
HealthSmart Preferred Network $163.35 ↑ +25%

Visitor-reported prices

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Mayo chromium at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $130.68 $10.00 – $163.35
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $130.68 $10.00 – $163.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $128.84 $12.00 – $193.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $111.18 $12.00 – $138.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $130.68 $10.00 – $163.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $128.84 $12.00 – $193.26
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $128.84 $8.00 – $193.26
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $111.18 $12.00 – $166.77

All Texas hospitals for this procedure →