Inj, kovaltry, 1 i.u at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY

5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$24.72

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$41.20

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.48 with Baylor Scott & White Health Plan vs $30.90 with HealthSmart — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Baylor Scott & White Health Plan Medicare Advantage $1.48 ↓ -94%
CORVEL Worker's Compensation $1.51 ↓ -94%
TriWest Community Care Network $1.56 ↓ -94%
Humana Medicare $1.56 ↓ -94%
Aetna Medicare Advantage $1.56 ↓ -94%
Blue Cross Blue Shield Medicare Advantage $1.64 ↓ -93%
American Health Plan Medicare Advantage $1.64 ↓ -93%
HealthSpring Medicare Advantage $1.64 ↓ -93%
ProCare Advantage Medicare Advantage $1.64 ↓ -93%
Superior Health Plan Medicare $1.64 ↓ -93%
Mark Cuban Commercial $1.72 ↓ -93%
United Healthcare Medicare Advantage $1.75 ↓ -93%
Baylor Scott & White Health Plan BSW Premier - Small Group $1.87 ↓ -92%
Baylor Scott & White Health Plan BSW Premier - Individual $1.96 ↓ -92%
Prime Health Services Worker's Compensation $1.97 ↓ -92%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $2.32 ↓ -91%
Sedgwick Preferred Network $2.33 ↓ -91%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2.41 ↓ -90%
Baylor Scott & White Health Plan BSW Plus - Small Group $2.57 ↓ -90%
Superior Ambetter Ambetter Exchange $3.35 ↓ -86%
Superior Health Plan Medicaid $7.00 ↓ -72%
United Healthcare Medicaid/CHIP $7.49 ↓ -70%
Blue Cross Blue Shield Blue Advantage $14.42 ↓ -42%
Employers Health Network BSWQA Direct/EHN Rental $19.36 ↓ -22%
Cigna Local Plus $20.31 ↓ -18%
Aetna Commercial $22.66 ↓ -8%
Employers Health Network EHN Network $22.66 ↓ -8%
QuikTrip Employee Benefit Plan $22.66 ↓ -8%
University of Mary Hardin-Baylor Commercial $23.90 ↓ -3%
Cigna HMO/PPO $23.90 ↓ -3%
Imagine Health Commercial $23.90 ↓ -3%
United Healthcare Nexus $25.62 ↑ +4%
United Healthcare Charter $25.62 ↑ +4%
Curative Commercial $26.78 ↑ +8%
Blue Cross Blue Shield City of Dallas $27.60 ↑ +12%
United Healthcare Commercial Broad $28.47 ↑ +15%
HealthSmart Accel Network $28.84 ↑ +17%
Humana Commercial PPO $28.84 ↑ +17%
First Health PPO $28.84 ↑ +17%
Blue Cross Blue Shield Blue Essentials (HMO) $28.84 ↑ +17%
Blue Cross Blue Shield BlueChoice (PPO) $30.49 ↑ +23%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $30.49 ↑ +23%
Private Health Care System PHCS Network $30.90 ↑ +25%
HealthSmart Preferred Network $30.90 ↑ +25%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Inj, kovaltry, 1 i.u at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $24.72 $1.48 – $30.90
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $24.72 $1.48 – $30.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $24.72 $1.72 – $37.08
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $24.72 $1.48 – $30.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $24.72 $1.48 – $30.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $24.72 $1.48 – $37.08
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $24.72 $1.72 – $37.08
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $24.72 $1.48 – $37.08

All Texas hospitals for this procedure →