Debride nail1-5 11720 at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY

5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$186.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$311.47

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.95 with Superior Health Plan vs $233.60 with Private Health Care System — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $52.95 ↓ -72%
Baylor Scott & White Health Plan Medicare Advantage $56.30 ↓ -70%
United Healthcare Medicaid/CHIP $56.66 ↓ -70%
CORVEL Worker's Compensation $57.48 ↓ -69%
Aetna Medicare Advantage $59.26 ↓ -68%
Humana Medicare $59.26 ↓ -68%
TriWest Community Care Network $59.26 ↓ -68%
Blue Cross Blue Shield Medicare Advantage $62.22 ↓ -67%
ProCare Advantage Medicare Advantage $62.22 ↓ -67%
American Health Plan Medicare Advantage $62.22 ↓ -67%
Superior Health Plan Medicare $62.22 ↓ -67%
HealthSpring Medicare Advantage $62.22 ↓ -67%
United Healthcare Medicare Advantage $66.37 ↓ -64%
Baylor Scott & White Health Plan BSW Premier - Small Group $71.11 ↓ -62%
Baylor Scott & White Health Plan BSW Premier - Individual $74.37 ↓ -60%
Prime Health Services Worker's Compensation $74.73 ↓ -60%
Sedgwick Preferred Network $88.59 ↓ -53%
Baylor Scott & White Health Plan BSW Plus - Small Group $97.78 ↓ -48%
Blue Cross Blue Shield Blue Advantage $109.01 ↓ -42%
Superior Ambetter Ambetter Exchange $127.41 ↓ -32%
Employers Health Network BSWQA Direct/EHN Rental $146.39 ↓ -22%
Mark Cuban Commercial $151.53 ↓ -19%
Cigna Local Plus $153.55 ↓ -18%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $153.55 ↓ -18%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $161.96 ↓ -13%
QuikTrip Employee Benefit Plan $171.31 ↓ -8%
Aetna Commercial $171.31 ↓ -8%
Employers Health Network EHN Network $171.31 ↓ -8%
University of Mary Hardin-Baylor Commercial $180.65 ↓ -3%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $180.65 ↓ -3%
Cigna HMO/PPO $180.65 ↓ -3%
Imagine Health Commercial $180.65 ↓ -3%
United Healthcare Charter $193.70 ↑ +4%
United Healthcare Nexus $193.70 ↑ +4%
Curative Commercial $202.46 ↑ +8%
Blue Cross Blue Shield City of Dallas $208.68 ↑ +12%
United Healthcare Commercial Broad $215.23 ↑ +15%
First Health PPO $218.03 ↑ +17%
Humana Commercial PPO $218.03 ↑ +17%
HealthSmart Accel Network $218.03 ↑ +17%
Blue Cross Blue Shield Blue Essentials (HMO) $218.03 ↑ +17%
Blue Cross Blue Shield BlueChoice (PPO) $230.49 ↑ +23%
HealthSmart Preferred Network $233.60 ↑ +25%
Private Health Care System PHCS Network $233.60 ↑ +25%

Visitor-reported prices

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Debride nail1-5 11720 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $186.88 $39.99 – $233.60
Adventhealth Rollins Brook Lampasas $514.22 $68.76 – $4,826.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $186.88 $52.95 – $233.60
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $201.53 $41.48 – $302.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $196.21 $39.24 – $245.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $186.88 $49.84 – $233.60
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $201.53 $56.30 – $302.29
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $201.53 $104.12 – $302.29

All Texas hospitals for this procedure →