Chloride at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY

5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$56.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$93.56

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.86 with Superior Health Plan vs $70.17 with Private Health Care System — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $3.86 ↓ -93%
United Healthcare Medicaid/CHIP $4.13 ↓ -93%
Baylor Scott & White Health Plan Medicare Advantage $4.37 ↓ -92%
CORVEL Worker's Compensation $4.46 ↓ -92%
TriWest Community Care Network $4.60 ↓ -92%
Aetna Medicare Advantage $4.60 ↓ -92%
Humana Medicare $4.60 ↓ -92%
HealthSpring Medicare Advantage $4.83 ↓ -91%
Blue Cross Blue Shield Medicare Advantage $4.83 ↓ -91%
ProCare Advantage Medicare Advantage $4.83 ↓ -91%
Superior Health Plan Medicare $4.83 ↓ -91%
American Health Plan Medicare Advantage $4.83 ↓ -91%
United Healthcare Medicare Advantage $5.15 ↓ -91%
Baylor Scott & White Health Plan BSW Premier - Small Group $5.52 ↓ -90%
Baylor Scott & White Health Plan BSW Premier - Individual $5.77 ↓ -90%
Prime Health Services Worker's Compensation $5.80 ↓ -90%
Sedgwick Preferred Network $6.88 ↓ -88%
Baylor Scott & White Health Plan BSW Plus - Small Group $7.59 ↓ -86%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $7.65 ↓ -86%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $9.00 ↓ -84%
Superior Ambetter Ambetter Exchange $9.89 ↓ -82%
United Healthcare Charter $10.00 ↓ -82%
United Healthcare Nexus $10.00 ↓ -82%
United Healthcare Commercial Broad $11.00 ↓ -80%
Mark Cuban Commercial $11.04 ↓ -80%
Blue Cross Blue Shield Blue Advantage $11.22 ↓ -80%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $15.92 ↓ -72%
Blue Cross Blue Shield City of Dallas $21.34 ↓ -62%
Blue Cross Blue Shield Blue Essentials (HMO) $22.54 ↓ -60%
Blue Cross Blue Shield BlueChoice (PPO) $23.74 ↓ -58%
Employers Health Network BSWQA Direct/EHN Rental $43.97 ↓ -22%
Cigna Local Plus $46.13 ↓ -18%
Employers Health Network EHN Network $51.46 ↓ -8%
QuikTrip Employee Benefit Plan $51.46 ↓ -8%
Aetna Commercial $51.46 ↓ -8%
University of Mary Hardin-Baylor Commercial $54.26 ↓ -3%
Imagine Health Commercial $54.26 ↓ -3%
Cigna HMO/PPO $54.26 ↓ -3%
Curative Commercial $60.81 ↑ +8%
HealthSmart Accel Network $65.49 ↑ +17%
Humana Commercial PPO $65.49 ↑ +17%
First Health PPO $65.49 ↑ +17%
HealthSmart Preferred Network $70.17 ↑ +25%
Private Health Care System PHCS Network $70.17 ↑ +25%

Visitor-reported prices

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Chloride at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $56.14 $3.86 – $70.17
Adventhealth Rollins Brook Lampasas $120.30 $4.14 – $17.71
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $56.14 $3.86 – $70.17
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $57.75 $6.74 – $86.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $53.03 $3.86 – $66.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $56.14 $3.86 – $70.17
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $57.75 $4.13 – $86.62
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $57.75 $3.86 – $86.62

All Texas hospitals for this procedure →