Cell cryopreserve/storage at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY

5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$41.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.98

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.98 with Superior Health Plan vs $67.44 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $10.98 ↓ -74%
United Healthcare Medicaid/CHIP $11.75 ↓ -72%
Baylor Scott & White Health Plan Medicare Advantage $12.42 ↓ -70%
CORVEL Worker's Compensation $12.68 ↓ -70%
Humana Medicare $13.07 ↓ -69%
Aetna Medicare Advantage $13.07 ↓ -69%
TriWest Community Care Network $13.07 ↓ -69%
Blue Cross Blue Shield Medicare Advantage $13.72 ↓ -67%
American Health Plan Medicare Advantage $13.72 ↓ -67%
ProCare Advantage Medicare Advantage $13.72 ↓ -67%
HealthSpring Medicare Advantage $13.72 ↓ -67%
Superior Health Plan Medicare $13.72 ↓ -67%
United Healthcare Medicare Advantage $14.64 ↓ -65%
Baylor Scott & White Health Plan BSW Premier - Small Group $15.68 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Individual $16.40 ↓ -61%
Prime Health Services Worker's Compensation $16.48 ↓ -61%
Sedgwick Preferred Network $19.54 ↓ -53%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $19.89 ↓ -53%
Baylor Scott & White Health Plan BSW Plus - Small Group $21.57 ↓ -49%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $23.40 ↓ -44%
Superior Ambetter Ambetter Exchange $28.10 ↓ -33%
Mark Cuban Commercial $31.37 ↓ -25%
Blue Cross Blue Shield Blue Advantage $31.89 ↓ -24%
Employers Health Network BSWQA Direct/EHN Rental $32.89 ↓ -22%
Cigna Local Plus $34.50 ↓ -18%
United Healthcare Nexus $35.00 ↓ -17%
United Healthcare Charter $35.00 ↓ -17%
Aetna Commercial $38.49 ↓ -8%
Employers Health Network EHN Network $38.49 ↓ -8%
QuikTrip Employee Benefit Plan $38.49 ↓ -8%
United Healthcare Commercial Broad $39.00 ↓ -7%
University of Mary Hardin-Baylor Commercial $40.59 ↓ -3%
Imagine Health Commercial $40.59 ↓ -3%
Cigna HMO/PPO $40.59 ↓ -3%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $45.22 ↑ +8%
Curative Commercial $45.49 ↑ +8%
HealthSmart Accel Network $48.99 ↑ +17%
First Health PPO $48.99 ↑ +17%
Humana Commercial PPO $48.99 ↑ +17%
HealthSmart Preferred Network $52.48 ↑ +25%
Private Health Care System PHCS Network $52.48 ↑ +25%
Blue Cross Blue Shield City of Dallas $60.64 ↑ +44%
Blue Cross Blue Shield Blue Essentials (HMO) $64.04 ↑ +53%
Blue Cross Blue Shield BlueChoice (PPO) $67.44 ↑ +61%

Visitor-reported prices

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Cell cryopreserve/storage at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $41.99 $10.98 – $52.48
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $41.99 $10.98 – $52.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $101.18 $19.16 – $151.78
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $101.18 $10.98 – $126.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $41.99 $10.98 – $52.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $101.18 $11.75 – $151.78
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $101.18 $10.98 – $151.78
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $101.18 $10.98 – $151.78

All Texas hospitals for this procedure →