Aco cmplx chron care without pt visit, 60 min 99487aco at BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY
5252 W. University Drive, McKinney, TX · Baylor Scott & White Health · · NPI 1124305065
$103.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$173.06
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$29.42 with Superior Health Plan vs $394.97 with Mark Cuban — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | Medicaid | $29.42 | ↓ -72% |
| United Healthcare | Medicaid/CHIP | $31.48 | ↓ -70% |
| Employers Health Network | BSWQA Direct/EHN Rental | $81.34 | ↓ -22% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $85.32 | ↓ -18% |
| Cigna | Local Plus | $85.32 | ↓ -18% |
| Aetna | Commercial | $95.18 | ↓ -8% |
| Employers Health Network | EHN Network | $95.18 | ↓ -8% |
| QuikTrip | Employee Benefit Plan | $95.18 | ↓ -8% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $100.37 | ↓ -3% |
| University of Mary Hardin-Baylor | Commercial | $100.37 | ↓ -3% |
| Imagine Health | Commercial | $100.37 | ↓ -3% |
| Cigna | HMO/PPO | $100.37 | ↓ -3% |
| Curative | Commercial | $112.49 | ↑ +8% |
| First Health | PPO | $121.14 | ↑ +17% |
| Humana | Commercial PPO | $121.14 | ↑ +17% |
| HealthSmart | Accel Network | $121.14 | ↑ +17% |
| Private Health Care System | PHCS Network | $129.79 | ↑ +25% |
| HealthSmart | Preferred Network | $129.79 | ↑ +25% |
| Blue Cross Blue Shield | Blue Advantage | $162.65 | ↑ +57% |
| Baylor Scott & White Health Plan | Medicare Advantage | $169.38 | ↑ +63% |
| CORVEL | Worker's Compensation | $172.95 | ↑ +67% |
| Aetna | Medicare Advantage | $178.30 | ↑ +72% |
| Humana | Medicare | $178.30 | ↑ +72% |
| TriWest | Community Care Network | $178.30 | ↑ +72% |
| HealthSpring | Medicare Advantage | $187.22 | ↑ +80% |
| Blue Cross Blue Shield | Medicare Advantage | $187.22 | ↑ +80% |
| ProCare Advantage | Medicare Advantage | $187.22 | ↑ +80% |
| American Health Plan | Medicare Advantage | $187.22 | ↑ +80% |
| Superior Health Plan | Medicare | $187.22 | ↑ +80% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $213.96 | ↑ +106% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $223.77 | ↑ +115% |
| Prime Health Services | Worker's Compensation | $224.84 | ↑ +117% |
| Sedgwick | Preferred Network | $266.56 | ↑ +157% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $294.19 | ↑ +183% |
| Blue Cross Blue Shield | City of Dallas | $308.87 | ↑ +197% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $325.30 | ↑ +213% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $326.36 | ↑ +214% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $343.31 | ↑ +231% |
| Superior Ambetter | Ambetter Exchange | $383.35 | ↑ +269% |
| Mark Cuban | Commercial | $394.97 | ↑ +280% |
Visitor-reported prices
Comments
Aco cmplx chron care without pt visit, 60 min 99487aco at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $103.84 | $22.22 – $394.97 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $103.84 | $29.42 – $394.97 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $122.12 | $25.14 – $394.97 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $95.17 | $19.03 – $394.97 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $103.84 | $27.69 – $394.97 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $122.12 | $39.20 – $394.97 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $122.12 | $63.09 – $394.97 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $95.17 | $31.72 – $394.97 |