X-ray bone age studies at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$144.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$825.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.74 with Cigna vs $825.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|Local Plus $48.74 ↓ -66%
PGT Medicare|All Plans $105.11 ↓ -27%
BCBS Medicare|All Plans $107.25 ↓ -26%
AETNA Medicare|All Plans $107.25 ↓ -26%
UNITED Medicare|All Plans $109.40 ↓ -24%
AMERIVANTAGE Medicare|All Plans $110.47 ↓ -23%
SCANHealth Medicare|All Plans $114.76 ↓ -21%
SUPERIOR Medicaid|CHIP $131.99 ↓ -9%
UNITED Medicaid|STARKIDS $134.63 ↓ -7%
UNITED Medicaid|All Other Plans $134.63 ↓ -7%
BCBS Medicaid|STARKIDS $138.59 ↓ -4%
SUPERIOR Medicaid|All Other Plans $138.59 ↓ -4%
Ambetter Commercial|All Plans $155.52 ↑ +8%
Wellpoint Commercial|Exchange $160.88 ↑ +11%
United Commercial|Exchange $179.00 ↑ +24%
SUPERIOR Medicaid|STAR $191.39 ↑ +33%
Wellpoint Medicaid|All Other Plans $207.90 ↑ +44%
BCBS-TX Commercial|Blue Advantage HMO $254.42 ↑ +76%
BCBS-TX Commercial|Blue Premier $282.44 ↑ +96%
Wellpoint Medicaid|STAR $285.87 ↑ +98%
BCBS-TX Commercial|HMO $300.37 ↑ +108%
Bright Health Commercial|All Plans $308.39 ↑ +114%
Ellwood Commercial|All Plans $321.75 ↑ +123%
SUPERIOR Medicaid|STARPLUS $327.34 ↑ +127%
BCBS-TX Commercial|PPO $331.76 ↑ +130%
UNITED Medicaid|STARPLUS $333.93 ↑ +131%
Entrust Commercial|All Plans $346.50 ↑ +140%
NX Health Commercial|All Plans $348.57 ↑ +141%
United Commercial|All Other Plans $351.00 ↑ +143%
Health Smart Commercial|All Plans $453.75 ↑ +214%
First Health Commercial|All Plans $495.00 ↑ +243%
Humana Commercial|All Plans $503.25 ↑ +249%
Cigna Commercial|All Other Plans $528.00 ↑ +266%
Aetna Commercial|All Plans $544.50 ↑ +277%
PHCS Commercial|All Plans $701.25 ↑ +386%
Multiplan Commercial|All Plans $742.50 ↑ +414%
BCBS-TX Commercial|Ref Lab $825.00 ↑ +471%

Visitor-reported prices

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X-ray bone age studies at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $175.04 $26.06 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $273.56 $56.31 – $410.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $292.97 $26.06 – $366.22
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $175.04 $26.06 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $273.56 $27.88 – $410.34
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $273.56 $26.06 – $410.34
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $292.97 $26.06 – $439.46
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $175.04 $26.06 – $272.35

All Texas hospitals for this procedure →