Renal function panel at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$170.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$973.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.81 with United vs $875.70 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $7.81 ↓ -95%
PGT Medicare|All Plans $8.51 ↓ -95%
BCBS Medicare|All Plans $8.68 ↓ -95%
AETNA Medicare|All Plans $8.68 ↓ -95%
UNITED Medicare|All Plans $8.85 ↓ -95%
AMERIVANTAGE Medicare|All Plans $8.94 ↓ -95%
SCANHealth Medicare|All Plans $9.29 ↓ -95%
BCBS-TX Commercial|Ref Lab $9.46 ↓ -94%
SUPERIOR Medicaid|CHIP $11.89 ↓ -93%
UNITED Medicaid|STARKIDS $12.13 ↓ -93%
UNITED Medicaid|All Other Plans $12.13 ↓ -93%
SUPERIOR Medicaid|All Other Plans $12.48 ↓ -93%
BCBS Medicaid|STARKIDS $12.48 ↓ -93%
Ambetter Commercial|All Plans $12.59 ↓ -93%
Wellpoint Commercial|Exchange $13.02 ↓ -92%
Bright Health Commercial|All Plans $15.45 ↓ -91%
United Commercial|All Other Plans $16.89 ↓ -90%
SUPERIOR Medicaid|STAR $17.24 ↓ -90%
Entrust Commercial|All Plans $17.36 ↓ -90%
Cigna Commercial|Local Plus $18.87 ↓ -89%
Ellwood Commercial|All Plans $26.04 ↓ -85%
NX Health Commercial|All Plans $28.21 ↓ -83%
SUPERIOR Medicaid|STARPLUS $29.49 ↓ -83%
UNITED Medicaid|STARPLUS $30.08 ↓ -82%
BCBS-TX Commercial|Blue Premier $30.47 ↓ -82%
BCBS-TX Commercial|Blue Advantage HMO $30.47 ↓ -82%
BCBS-TX Commercial|HMO $31.07 ↓ -82%
BCBS-TX Commercial|PPO $35.85 ↓ -79%
Wellpoint Medicaid|All Other Plans $245.20 ↑ +44%
Wellpoint Medicaid|STAR $337.15 ↑ +98%
Health Smart Commercial|All Plans $535.15 ↑ +214%
First Health Commercial|All Plans $583.80 ↑ +243%
Humana Commercial|All Plans $593.53 ↑ +249%
Cigna Commercial|All Other Plans $622.72 ↑ +266%
Aetna Commercial|All Plans $642.18 ↑ +277%
PHCS Commercial|All Plans $827.05 ↑ +386%
Multiplan Commercial|All Plans $875.70 ↑ +414%

Visitor-reported prices

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Renal function panel at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $377.61 $7.81 – $33.42
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $177.37 $7.29 – $221.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $167.42 $12.00 – $251.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $128.89 $7.29 – $161.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $177.37 $7.29 – $221.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $167.42 $7.80 – $251.14
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $167.42 $7.29 – $251.14
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $128.89 $7.29 – $193.33

All Texas hospitals for this procedure →