Perq clsr tcat l atr apndge at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,335.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$24,772.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,160.96 with BCBS-TX vs $24,772.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Premier $1,160.96 ↓ -73%
BCBS-TX Commercial|Blue Advantage HMO $1,169.26 ↓ -73%
BCBS-TX Commercial|HMO $1,243.89 ↓ -71%
BCBS-TX Commercial|PPO $1,368.28 ↓ -68%
United Commercial|Exchange $2,476.00 ↓ -43%
PGT Medicare|All Plans $3,155.96 ↓ -27%
BCBS Medicare|All Plans $3,220.36 ↓ -26%
AETNA Medicare|All Plans $3,220.36 ↓ -26%
UNITED Medicare|All Plans $3,284.77 ↓ -24%
AMERIVANTAGE Medicare|All Plans $3,316.98 ↓ -23%
SCANHealth Medicare|All Plans $3,445.79 ↓ -21%
Ambetter Commercial|All Plans $4,669.53 ↑ +8%
Wellpoint Commercial|Exchange $4,830.54 ↑ +11%
United Commercial|All Other Plans $4,859.00 ↑ +12%
UNITED Medicaid|All Other Plans $6,064.19 ↑ +40%
Wellpoint Medicaid|All Other Plans $6,242.55 ↑ +44%
Wellpoint Medicaid|STAR $8,583.50 ↑ +98%
Bright Health Commercial|All Plans $9,259.78 ↑ +114%
Ellwood Commercial|All Plans $9,661.08 ↑ +123%
Cigna Commercial|Local Plus $9,871.00 ↑ +128%
Entrust Commercial|All Plans $10,404.24 ↑ +140%
NX Health Commercial|All Plans $10,466.17 ↑ +141%
Health Smart Commercial|All Plans $13,624.60 ↑ +214%
First Health Commercial|All Plans $14,863.20 ↑ +243%
UNITED Medicaid|STARPLUS $15,041.56 ↑ +247%
Humana Commercial|All Plans $15,110.92 ↑ +249%
Cigna Commercial|All Other Plans $15,854.08 ↑ +266%
Aetna Commercial|All Plans $16,349.52 ↑ +277%
PHCS Commercial|All Plans $21,056.20 ↑ +386%
Multiplan Commercial|All Plans $22,294.80 ↑ +414%
BCBS-TX Commercial|Ref Lab $24,772.00 ↑ +471%

Visitor-reported prices

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Perq clsr tcat l atr apndge at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $20,784.58 $1,401.45 – $29,444.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $17,513.83 $2,502.00 – $26,270.74
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $13,905.11 $2,502.00 – $17,381.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $20,784.58 $1,028.28 – $29,444.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $17,513.83 $2,502.00 – $26,270.74
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $17,513.83 $2,234.00 – $26,270.74
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $13,905.11 $2,502.00 – $20,857.66
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $20,784.58 $1,401.45 – $29,444.82

All Texas hospitals for this procedure →