P-32 chromic phos ther per mci at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$158.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$905.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$115.30 with PGT vs $905.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $115.30 ↓ -27%
BCBS Medicare|All Plans $117.65 ↓ -26%
AETNA Medicare|All Plans $117.65 ↓ -26%
UNITED Medicare|All Plans $120.01 ↓ -24%
AMERIVANTAGE Medicare|All Plans $121.18 ↓ -23%
SCANHealth Medicare|All Plans $125.89 ↓ -21%
Cigna Commercial|Local Plus $147.19 ↓ -7%
United Commercial|Exchange $151.38 ↓ -4%
Ambetter Commercial|All Plans $170.60 ↑ +8%
Wellpoint Commercial|Exchange $176.48 ↑ +11%
Wellpoint Medicaid|All Other Plans $228.06 ↑ +44%
United Commercial|All Other Plans $249.78 ↑ +58%
Wellpoint Medicaid|STAR $313.59 ↑ +98%
Bright Health Commercial|All Plans $338.29 ↑ +114%
Ellwood Commercial|All Plans $352.95 ↑ +123%
Entrust Commercial|All Plans $380.10 ↑ +140%
NX Health Commercial|All Plans $382.37 ↑ +141%
BCBS-TX Commercial|Blue Advantage HMO $399.23 ↑ +152%
Health Smart Commercial|All Plans $497.75 ↑ +214%
First Health Commercial|All Plans $543.00 ↑ +243%
Humana Commercial|All Plans $552.05 ↑ +249%
Cigna Commercial|All Other Plans $579.20 ↑ +266%
Aetna Commercial|All Plans $597.30 ↑ +277%
BCBS-TX Commercial|Blue Premier $650.93 ↑ +311%
BCBS-TX Commercial|HMO $668.28 ↑ +322%
BCBS-TX Commercial|PPO $763.75 ↑ +382%
PHCS Commercial|All Plans $769.25 ↑ +386%
Multiplan Commercial|All Plans $814.50 ↑ +414%
BCBS-TX Commercial|Ref Lab $905.00 ↑ +471%

Visitor-reported prices

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P-32 chromic phos ther per mci at other Texas hospitals

Hospital City Cash price Negotiated range
St. Joseph Health College Station Hospital College Station $158.38 $147.19 – $769.25
St. Joseph Health Grimes Hospital Navasota $158.38 $147.19 – $1,004.55
St. Joseph Health Burleson Hospital Caldwell $158.38 $147.19 – $814.50
Adventhealth Rollins Brook Lampasas not published $1,113.81 – $1,113.81
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $257.93 – $3,394.97
HCA HOUSTON MEDICAL CENTER Houston not published $257.93 – $3,394.97
Covenant Children's Hospital Lubbock not published $1,081.98 – $1,155.10
HCA HOUSTON CONROE CONROE not published $257.93 – $3,394.97

All Texas hospitals for this procedure →