Obtaining screen pap smear at St. Joseph Health Madison Hospital
100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737
$9.98
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$57.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.27 with PGT vs $57.00 with BCBS-TX — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| PGT | Medicare|All Plans | $7.27 | ↓ -27% |
| BCBS | Medicare|All Plans | $7.41 | ↓ -26% |
| AETNA | Medicare|All Plans | $7.41 | ↓ -26% |
| UNITED | Medicare|All Plans | $7.56 | ↓ -24% |
| AMERIVANTAGE | Medicare|All Plans | $7.64 | ↓ -23% |
| SCANHealth | Medicare|All Plans | $7.93 | ↓ -21% |
| Ambetter | Commercial|All Plans | $10.75 | ↑ +8% |
| Wellpoint | Commercial|Exchange | $11.12 | ↑ +11% |
| Wellpoint | Medicaid|All Other Plans | $14.37 | ↑ +44% |
| Wellpoint | Medicaid|STAR | $19.76 | ↑ +98% |
| Bright Health | Commercial|All Plans | $21.31 | ↑ +114% |
| Ellwood | Commercial|All Plans | $22.23 | ↑ +123% |
| United | Commercial|Exchange | $22.71 | ↑ +128% |
| Entrust | Commercial|All Plans | $23.94 | ↑ +140% |
| NX Health | Commercial|All Plans | $24.09 | ↑ +141% |
| Cigna | Commercial|Local Plus | $27.93 | ↑ +180% |
| United | Commercial|All Other Plans | $30.05 | ↑ +201% |
| Health Smart | Commercial|All Plans | $31.35 | ↑ +214% |
| First Health | Commercial|All Plans | $34.20 | ↑ +243% |
| Humana | Commercial|All Plans | $34.77 | ↑ +248% |
| Cigna | Commercial|All Other Plans | $36.48 | ↑ +266% |
| Aetna | Commercial|All Plans | $37.62 | ↑ +277% |
| PHCS | Commercial|All Plans | $48.45 | ↑ +385% |
| Multiplan | Commercial|All Plans | $51.30 | ↑ +414% |
| BCBS-TX | Commercial|Ref Lab | $57.00 | ↑ +471% |
| BCBS-TX | Commercial|HMO | $57.00 | ↑ +471% |
| BCBS-TX | Commercial|PPO | $57.00 | ↑ +471% |
| BCBS-TX | Commercial|Blue Advantage HMO | $57.00 | ↑ +471% |
| BCBS-TX | Commercial|Blue Premier | $57.00 | ↑ +471% |
Visitor-reported prices
Comments
Obtaining screen pap smear at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $18.46 | $6.15 – $73.76 |
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $18.46 | $4.61 – $73.76 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $18.46 | $3.38 – $102.47 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR | Taylor | $18.46 | $5.84 – $73.76 |
| Covenant Children's Hospital | Lubbock | $44.52 | $86.42 – $86.42 |
| Baylor St Luke's Medical Center | Houston | $21.70 | $16.74 – $62.00 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $21.70 | $16.74 – $62.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $21.70 | $16.74 – $62.00 |