Nivolumab 10 mg/ml intravenous solution (wrapper) at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,085.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,199.99

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.30 with United vs $1,096.74 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $32.30 ↓ -97%
BCBS-TX Commercial|Blue Advantage HMO $37.91 ↓ -97%
Cigna Commercial|Local Plus $44.77 ↓ -96%
United Commercial|All Other Plans $53.30 ↓ -95%
BCBS-TX Commercial|Blue Premier $61.81 ↓ -94%
BCBS-TX Commercial|HMO $63.46 ↓ -94%
BCBS-TX Commercial|PPO $72.52 ↓ -93%
PGT Medicare|All Plans $139.73 ↓ -87%
BCBS Medicare|All Plans $142.58 ↓ -87%
AETNA Medicare|All Plans $142.58 ↓ -87%
UNITED Medicare|All Plans $145.43 ↓ -87%
AMERIVANTAGE Medicare|All Plans $146.86 ↓ -86%
SCANHealth Medicare|All Plans $152.56 ↓ -86%
Ambetter Commercial|All Plans $206.74 ↓ -81%
Wellpoint Commercial|Exchange $213.87 ↓ -80%
Wellpoint Medicaid|All Other Plans $276.38 ↓ -75%
Bright Health Commercial|All Plans $361.93 ↓ -67%
Wellpoint Medicaid|STAR $380.03 ↓ -65%
Ellwood Commercial|All Plans $427.73 ↓ -61%
Entrust Commercial|All Plans $460.64 ↓ -58%
NX Health Commercial|All Plans $463.38 ↓ -57%
Health Smart Commercial|All Plans $603.21 ↓ -44%
First Health Commercial|All Plans $658.05 ↓ -39%
Humana Commercial|All Plans $669.02 ↓ -38%
Cigna Commercial|All Other Plans $701.92 ↓ -35%
Aetna Commercial|All Plans $723.85 ↓ -33%
PHCS Commercial|All Plans $932.23 ↓ -14%
Multiplan Commercial|All Plans $987.07 ↓ -9%
BCBS-TX Commercial|Ref Lab $1,096.74 ↑ +1%

Visitor-reported prices

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Nivolumab 10 mg/ml intravenous solution (wrapper) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $6,764.78 $105.76 – $105.76
Covenant Children's Hospital Lubbock $21,576.19 $102.74 – $118.14
Baylor St Luke's Medical Center Houston $8,149.04 $24.72 – $9,541.58
St. Luke's Health Memorial Lufkin Lufkin $1,103.97 $10.47 – $67.31
St. Luke's Health - Springwoods Village Hospital Spring $8,149.04 $29.94 – $9,541.58
St. Luke's Health - Sugar Land Hospital Sugar Land $8,149.04 $29.94 – $9,541.58
St. Joseph Health College Station Hospital College Station $1,085.00 $32.30 – $932.23
St. Luke's Health - Lakeside Hospital The Woodlands $8,149.04 $29.94 – $9,541.58

All Texas hospitals for this procedure →