MRI chest w IV cont at St. Joseph Health Madison Hospital
100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737
$962.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,500.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$700.70 with PGT vs $5,500.00 with BCBS-TX — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| PGT | Medicare|All Plans | $700.70 | ↓ -27% |
| AETNA | Medicare|All Plans | $715.00 | ↓ -26% |
| BCBS | Medicare|All Plans | $715.00 | ↓ -26% |
| UNITED | Medicare|All Plans | $729.30 | ↓ -24% |
| AMERIVANTAGE | Medicare|All Plans | $736.45 | ↓ -23% |
| SCANHealth | Medicare|All Plans | $765.05 | ↓ -21% |
| SUPERIOR | Medicaid|CHIP | $961.23 | ↓ -0% |
| UNITED | Medicaid|All Other Plans | $980.45 | ↑ +2% |
| UNITED | Medicaid|STARKIDS | $980.45 | ↑ +2% |
| BCBS | Medicaid|STARKIDS | $1,009.29 | ↑ +5% |
| SUPERIOR | Medicaid|All Other Plans | $1,009.29 | ↑ +5% |
| Ambetter | Commercial|All Plans | $1,036.75 | ↑ +8% |
| Wellpoint | Commercial|Exchange | $1,072.50 | ↑ +11% |
| Cigna | Commercial|Local Plus | $1,169.00 | ↑ +21% |
| Wellpoint | Medicaid|All Other Plans | $1,386.00 | ↑ +44% |
| SUPERIOR | Medicaid|STAR | $1,393.78 | ↑ +45% |
| Humana | Commercial|All Plans | $1,450.00 | ↑ +51% |
| Wellpoint | Medicaid|STAR | $1,905.75 | ↑ +98% |
| BCBS-TX | Commercial|Blue Advantage HMO | $1,919.91 | ↑ +99% |
| United | Commercial|Exchange | $2,011.00 | ↑ +109% |
| Bright Health | Commercial|All Plans | $2,055.90 | ↑ +114% |
| Ellwood | Commercial|All Plans | $2,145.00 | ↑ +123% |
| BCBS-TX | Commercial|Blue Premier | $2,219.47 | ↑ +131% |
| BCBS-TX | Commercial|HMO | $2,226.28 | ↑ +131% |
| Entrust | Commercial|All Plans | $2,310.00 | ↑ +140% |
| NX Health | Commercial|All Plans | $2,323.75 | ↑ +141% |
| SUPERIOR | Medicaid|STARPLUS | $2,383.85 | ↑ +148% |
| UNITED | Medicaid|STARPLUS | $2,431.91 | ↑ +153% |
| BCBS-TX | Commercial|PPO | $2,614.35 | ↑ +172% |
| Health Smart | Commercial|All Plans | $3,025.00 | ↑ +214% |
| First Health | Commercial|All Plans | $3,300.00 | ↑ +243% |
| Cigna | Commercial|All Other Plans | $3,520.00 | ↑ +266% |
| Aetna | Commercial|All Plans | $3,630.00 | ↑ +277% |
| United | Commercial|All Other Plans | $3,947.00 | ↑ +310% |
| PHCS | Commercial|All Plans | $4,675.00 | ↑ +386% |
| Multiplan | Commercial|All Plans | $4,950.00 | ↑ +414% |
| BCBS-TX | Commercial|Ref Lab | $5,500.00 | ↑ +471% |
Visitor-reported prices
Comments
MRI chest w IV cont at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,581.08 | $385.25 – $2,149.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,325.74 | $478.72 – $3,488.62 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,584.06 | $385.25 – $3,230.07 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,581.08 | $385.25 – $2,149.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,325.74 | $412.22 – $3,488.62 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,325.74 | $385.25 – $3,488.62 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,584.06 | $385.25 – $3,876.08 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,581.08 | $385.25 – $2,149.00 |