Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$19.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$112.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.46 with United vs $100.80 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $14.46 ↓ -26%
PGT Medicare|All Plans $15.75 ↓ -20%
BCBS-TX Commercial|Ref Lab $15.75 ↓ -20%
AETNA Medicare|All Plans $16.07 ↓ -18%
BCBS Medicare|All Plans $16.07 ↓ -18%
UNITED Medicare|All Plans $16.39 ↓ -16%
AMERIVANTAGE Medicare|All Plans $16.55 ↓ -16%
SCANHealth Medicare|All Plans $17.19 ↓ -12%
SUPERIOR Medicaid|CHIP $22.02 ↑ +12%
UNITED Medicaid|STARKIDS $22.46 ↑ +15%
UNITED Medicaid|All Other Plans $22.46 ↑ +15%
SUPERIOR Medicaid|All Other Plans $23.12 ↑ +18%
BCBS Medicaid|STARKIDS $23.12 ↑ +18%
Ambetter Commercial|All Plans $23.30 ↑ +19%
Wellpoint Commercial|Exchange $24.11 ↑ +23%
United Commercial|All Other Plans $28.12 ↑ +43%
Wellpoint Medicaid|All Other Plans $28.23 ↑ +44%
Bright Health Commercial|All Plans $28.60 ↑ +46%
SUPERIOR Medicaid|STAR $31.93 ↑ +63%
Entrust Commercial|All Plans $32.14 ↑ +64%
Cigna Commercial|Local Plus $34.73 ↑ +77%
Wellpoint Medicaid|STAR $38.81 ↑ +98%
Ellwood Commercial|All Plans $48.21 ↑ +146%
NX Health Commercial|All Plans $52.23 ↑ +166%
SUPERIOR Medicaid|STARPLUS $54.61 ↑ +179%
UNITED Medicaid|STARPLUS $55.71 ↑ +184%
BCBS-TX Commercial|Blue Premier $56.41 ↑ +188%
BCBS-TX Commercial|Blue Advantage HMO $56.41 ↑ +188%
BCBS-TX Commercial|HMO $57.53 ↑ +194%
Health Smart Commercial|All Plans $61.60 ↑ +214%
BCBS-TX Commercial|PPO $66.37 ↑ +239%
First Health Commercial|All Plans $67.20 ↑ +243%
Humana Commercial|All Plans $68.32 ↑ +249%
Cigna Commercial|All Other Plans $71.68 ↑ +266%
Aetna Commercial|All Plans $73.92 ↑ +277%
PHCS Commercial|All Plans $95.20 ↑ +386%
Multiplan Commercial|All Plans $100.80 ↑ +414%

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $138.50 $14.46 – $61.87
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $81.04 $10.00 – $81.02
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $76.20 $12.00 – $97.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $76.20 $12.00 – $81.02
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $81.04 $10.00 – $81.02
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $76.20 $12.00 – $97.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $76.20 $8.00 – $97.23
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $76.20 $12.00 – $97.23

All Texas hospitals for this procedure →