Low cost skin substitute app at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$181.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,036.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.00 with BCBS-TX vs $2,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $50.00 ↓ -72%
BCBS-TX Commercial|Blue Premier $56.00 ↓ -69%
BCBS-TX Commercial|HMO $59.00 ↓ -67%
BCBS-TX Commercial|PPO $66.00 ↓ -64%
PGT Medicare|All Plans $131.99 ↓ -27%
BCBS Medicare|All Plans $134.68 ↓ -26%
AETNA Medicare|All Plans $134.68 ↓ -26%
UNITED Medicare|All Plans $137.38 ↓ -24%
AMERIVANTAGE Medicare|All Plans $138.73 ↓ -23%
SCANHealth Medicare|All Plans $144.11 ↓ -21%
Ambetter Commercial|All Plans $195.29 ↑ +8%
Wellpoint Commercial|Exchange $202.02 ↑ +11%
SUPERIOR Medicaid|CHIP $248.64 ↑ +37%
UNITED Medicaid|All Other Plans $253.62 ↑ +40%
UNITED Medicaid|STARKIDS $253.62 ↑ +40%
SUPERIOR Medicaid|All Other Plans $261.08 ↑ +44%
Wellpoint Medicaid|All Other Plans $261.08 ↑ +44%
BCBS Medicaid|STARKIDS $261.08 ↑ +44%
Wellpoint Medicaid|STAR $358.98 ↑ +98%
SUPERIOR Medicaid|STAR $360.53 ↑ +99%
Bright Health Commercial|All Plans $387.26 ↑ +114%
Ellwood Commercial|All Plans $404.04 ↑ +123%
Entrust Commercial|All Plans $435.12 ↑ +140%
NX Health Commercial|All Plans $437.71 ↑ +141%
Cigna Commercial|Local Plus $507.64 ↑ +180%
Health Smart Commercial|All Plans $569.80 ↑ +214%
SUPERIOR Medicaid|STARPLUS $616.63 ↑ +240%
First Health Commercial|All Plans $621.60 ↑ +243%
UNITED Medicaid|STARPLUS $629.06 ↑ +247%
Humana Commercial|All Plans $631.96 ↑ +249%
Cigna Commercial|All Other Plans $663.04 ↑ +266%
Aetna Commercial|All Plans $683.76 ↑ +277%
PHCS Commercial|All Plans $880.60 ↑ +386%
Multiplan Commercial|All Plans $932.40 ↑ +414%
BCBS-TX Commercial|Ref Lab $1,036.00 ↑ +471%
United Commercial|Exchange $1,508.00 ↑ +732%
United Commercial|All Other Plans $2,960.00 ↑ +1533%

Visitor-reported prices

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Low cost skin substitute app at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $693.49 $196.49 – $982.44
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $30.63 $6.30 – $45.95
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $693.49 $184.93 – $982.44
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $30.63 $9.83 – $85.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $30.63 $15.83 – $45.95
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $693.49 $184.93 – $982.44
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $693.49 $173.37 – $982.44
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $30.63 $6.13 – $71.00

All Texas hospitals for this procedure →