Intracard echo interv w/s&i at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,997.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,416.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$291.89 with BCBS-TX vs $11,416.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $291.89 ↓ -85%
BCBS-TX Commercial|Blue Premier $343.23 ↓ -83%
BCBS-TX Commercial|HMO $363.77 ↓ -82%
BCBS-TX Commercial|PPO $404.84 ↓ -80%
PGT Medicare|All Plans $1,454.40 ↓ -27%
BCBS Medicare|All Plans $1,484.08 ↓ -26%
AETNA Medicare|All Plans $1,484.08 ↓ -26%
United Commercial|Exchange $1,508.00 ↓ -25%
UNITED Medicare|All Plans $1,513.77 ↓ -24%
AMERIVANTAGE Medicare|All Plans $1,528.61 ↓ -23%
SCANHealth Medicare|All Plans $1,587.97 ↓ -21%
Ambetter Commercial|All Plans $2,151.92 ↑ +8%
Wellpoint Commercial|Exchange $2,226.12 ↑ +11%
UNITED Medicaid|All Other Plans $2,794.64 ↑ +40%
Wellpoint Medicaid|All Other Plans $2,876.84 ↑ +44%
United Commercial|All Other Plans $2,960.00 ↑ +48%
Wellpoint Medicaid|STAR $3,955.65 ↑ +98%
Bright Health Commercial|All Plans $4,267.31 ↑ +114%
Ellwood Commercial|All Plans $4,452.24 ↑ +123%
Entrust Commercial|All Plans $4,794.72 ↑ +140%
NX Health Commercial|All Plans $4,823.26 ↑ +141%
Health Smart Commercial|All Plans $6,278.80 ↑ +214%
First Health Commercial|All Plans $6,849.60 ↑ +243%
UNITED Medicaid|STARPLUS $6,931.80 ↑ +247%
Humana Commercial|All Plans $6,963.76 ↑ +249%
Cigna Commercial|All Other Plans $7,306.24 ↑ +266%
Aetna Commercial|All Plans $7,534.56 ↑ +277%
PHCS Commercial|All Plans $9,703.60 ↑ +386%
Cigna Commercial|Local Plus $9,871.00 ↑ +394%
Multiplan Commercial|All Plans $10,274.40 ↑ +414%
BCBS-TX Commercial|Ref Lab $11,416.00 ↑ +471%

Visitor-reported prices

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Intracard echo interv w/s&i at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $5,320.98 $450.31 – $7,538.06
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $7,593.44 $442.97 – $11,390.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $6,664.16 $442.97 – $8,330.20
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $5,320.98 $343.23 – $7,538.06
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $7,593.44 $541.25 – $11,390.16
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $7,593.44 $3,923.28 – $11,390.16
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $6,664.16 $442.97 – $9,996.24
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $5,320.98 $450.31 – $7,538.06

All Texas hospitals for this procedure →